Sino Credit : Announcements and Notices - Notice of Special General Meeting

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(Incorporated in Bermuda with limited liability)

(Stock Code: 628) NOTICE OF SPECIAL GENERAL MEETING NOTICE IS HEREBY GIVEN that a special general meeting (the "SGM") of Sino Credit Holdings Limited (the "Company") will be held at 10:00 a.m. on Monday,

6 February 2017 at Suite 2912, 29/F, Two International Finance Centre, 8 Finance Street, Central, Hong Kong for the purposes of considering and, if thought fit, passing the following resolutions.

SPECIAL RESOLUTION

"THAT subject to the entry of "Gome Finance Technology Co., Ltd." as the new English name and the entry of "國美金融科技有限公司" as the secondary name in Chinese of the Company in the register of companies maintained by the Registrar of Companies in Bermuda, the English name of the Company be changed from "Sino Credit Holdings Limited" to "Gome Finance Technology Co., Ltd." and "國美金融科技 有限公司" be registered as the secondary name in Chinese of the Company to replace its existing Chinese name "華銀控股有限公司" which is currently used for identification purposes only with effect from the date of entry of the new names of the Company on the register of companies maintained by the Registrar of Companies in Bermuda; and the directors of the Company be and are hereby authorised generally to do such acts and things and execute all documents (whether by hand, under seal or as a deed) or make such arrangements as they may consider necessary or expedient to effect the aforesaid change of name of the Company."

ORDINARY RESOLUTION

"THAT Ernst & Young be and are hereby appointed as the auditor of the Company to fill the vacancy following the resignation of HLB Hodgson Impey Cheng Limited, and to hold office until the conclusion of the next annual general meeting of the Company and that the board of directors of the Company be authorised to fix their remuneration."

By Order of the Board

Sino Credit Holdings Limited Chung Tat Fun

Chairman

Hong Kong, 6 January 2017

Registered Office: Head office and principal place

Clarendon House of business in Hong Kong:

2 Church Street Suite 2912, 29th Floor

Hamilton HM 11 Two International Finance Centre

Bermuda 8 Finance Street, Central

Hong Kong

Notes:

1. A member of the Company entitled to attend and vote at the SGM is entitled to appoint another person as his/her/its proxy to attend and vote in his/her/its stead. A member who is the holder of two or more shares in the Company may appoint more than one proxy to represent him/her/it and vote on his/her/its behalf at the SGM. A proxy need not be a member of the Company.

2. In the case of joint holders of shares of the Company, any one of such joint holders may vote, either in person or by proxy, in respect of such shares as if he/she were solely entitled thereto, but if more than one of such joint holders are present at the SGM, the vote of the senior who tenders a vote, whether in person or by proxy, shall be accepted to the exclusion of the votes of the other joint holders, and for this purpose seniority shall be determined by the order in which the names stand in the register of members of the Company in respect of the joint holding.

3. In order to be valid, the form of proxy must be in writing under the hand of the appointor or of his/ her attorney duly authorised in writing, or if the appointor is a corporation, either under seal, or under the hand of an officer, attorney or other person authorized to sign the same, and must be deposited with the branch share registrar and transfer office of the Company in Hong Kong, Union Registrars Limited, at Suites 3301-04, 33/F., Two Chinachem Exchange Square, 338 King's Road, North Point, Hong Kong (together with the power of attorney or other authority, if any, under which it is signed or a certified copy thereof) not less than 48 hours before the time fixed for holding of the SGM (or any adjournment thereof).

4. Delivery of an instrument appointing a proxy should not preclude a member from attending and voting in person at the SGM or any adjournment thereof and in such event, the instrument appointing a proxy shall be deemed to be revoked.

5. In compliance with the Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited, all resolutions to be proposed at the SGM convened by this notice will be voted on by way of poll.

As at the date of this notice, the executive Directors are Mr. Chung Tat Fun (Chairman), Mr. Ding Donghua and Mr. Zhang Jun; the non-executive Director is Ms. Wei Qiuli; and the independent non-executive Directors are Mr. Zhang Liqing, Mr. Li Liangwen and Mr. Hung Ka Hai Clement.