Financials GCB Bank Plc

Equities

GCB

GH0000000094

Banks

End-of-day quote Ghana S.E. 23:00:00 27/06/2024 BST 5-day change 1st Jan Change
5.5 GHS 0.00% Intraday chart for GCB Bank Plc 0.00% +61.76%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 1,219 1,352 1,073 1,389 1,044 901
Enterprise Value (EV) 1 115.1 831.4 802.1 504 -567.3 -1,106
P/E ratio 3.74 x 3.15 x 2.41 x 2.43 x -1.76 x 0.89 x
Yield 6.52% 3.92% 6.17% 9.54% - -
Capitalization / Revenue 1 x 0.9 x 0.61 x 0.66 x 1.16 x 0.27 x
EV / Revenue 0.09 x 0.56 x 0.46 x 0.24 x -0.63 x -0.33 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.84 x 0.76 x 0.49 x 0.51 x 0.52 x 0.29 x
Nbr of stocks (in thousands) 265,000 265,000 265,000 265,000 265,000 265,000
Reference price 2 4.600 5.100 4.050 5.240 3.940 3.400
Announcement Date 16/05/19 13/07/20 07/05/21 28/05/22 09/06/23 03/06/24
1GHS in Million2GHS
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 1,222 1,497 1,748 2,103 900.4 3,351
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 450.2 573.7 610.8 832 -743.5 1,547
Net income 1 326.7 428.5 445.4 572.3 -593.4 1,010
Net margin 26.75% 28.61% 25.48% 27.22% -65.9% 30.13%
EPS 2 1.230 1.617 1.680 2.160 -2.240 3.810
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.3000 0.2000 0.2500 0.5000 - -
Announcement Date 16/05/19 13/07/20 07/05/21 28/05/22 09/06/23 03/06/24
1GHS in Million2GHS
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2022 Q1
Net sales 1 488.3
EBITDA -
EBIT -
Operating Margin -
Earnings before Tax (EBT) -
Net income 1 154.3
Net margin 31.61%
EPS -
Dividend per Share -
Announcement Date 28/04/22
1GHS in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 1,104 520 271 885 1,611 2,007
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 24.5% 26.5% 22.5% 23.4% -25.3% 39.8%
ROA (Net income/ Total Assets) 3.21% 3.69% 3.18% 3.38% -2.97% 4.15%
Assets 1 10,174 11,623 13,989 16,930 19,950 24,325
Book Value Per Share 2 5.470 6.720 8.250 10.20 7.540 11.60
Cash Flow per Share 2 4.360 2.360 2.350 4.510 7.960 9.010
Capex 1 89.5 134 82.2 89.2 200 51.1
Capex / Sales 7.33% 8.93% 4.7% 4.24% 22.25% 1.53%
Announcement Date 16/05/19 13/07/20 07/05/21 28/05/22 09/06/23 03/06/24
1GHS in Million2GHS
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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