FIRSTRAND : BANK LIMITED - FRS175 and FRS176 - Listing of New Financial Instrument

FIRSTRAND BANK LIMITED - FRS175 and FRS176 - Listi 29 Jan 2018 FRS176 FRS175 201801290040A FRS175 and FRS176 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRS175 ISIN: ZAG000149451 Bond code: FRS176 ISIN: ZAG000149444 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its unsecured currency-linked notes, in terms of its note programme (the programme) dated 29 November 2011, effective 31 January 2018. Type of debt security: Currency-linked notes Debt security code: FRS175 ISIN: ZAG000149451 Nominal issued: ZAR 15 247 631.00 Debt security code: FRS176 ISIN: ZAG000149444 Nominal issued: ZAR 9 837 196.00 Issue date: 31 January 2018 Issue price: 100% Coupon rate: The interest amount will be equal to an amount determined and calculated by the calculation agent in accordance with the formula included in the pricing supplement Interest commencement date: 26 January 2018 Interest determination date(s): The first day of the Interest Period First interest payment date: 26 April 2018 Maturity date: 26 January 2024 Interest payment date(s): 26 April, 26 July, 26 October and 26 January of each year until maturity Last day to register: By 17:00 on 21 April, 21 July, 21 October and 21 January of each year until maturity Books close: 22 April, 22 July, 22 October and 22 January of each year until maturity Business day convention: Following Business day Final maturity amount: The redemption amount is based on the exchange between ZAR and the relevant currency on the valuation date set out in the pricing supplement Other: The pricing supplement contains additional terms and conditions Summary of additional terms: Please refer to the manner in which interest amounts and the final maturity amount will be calculated per the formula contained in the pricing supplement Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 12 719 893 490.00 Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division The notes will be immobilised in the Central Securities Depository and settlement will take place electronically in terms of JSE Rules. This note has been privately placed by FirstRand Bank Limited. Any prospective purchaser of the note should contact FirstRand Bank Limited for details of the terms of the note. In this regard, prospective purchasers should be aware that: 1. The note issued is subject to the terms and conditions of the pricing supplement agreed between the issuer and the subscriber(s) for the note and the terms and conditions of the notes as set out in the programme memorandum dated 29 November 2011 in respect of the issuer's note programme. 2. The performance of each note issued is linked to the performance of an underlying third party entity and/or obligation stipulated in the pricing supplement in respect of the note and accordingly, as the prospective purchaser will assume credit exposure to both the issuer and such entity and/or obligation, the note is only suitable for purchase by financially sophisticated investors after conducting all relevant independent investigations. The risks pertaining to credit-linked notes generally are more fully set out in the programme memorandum. Copies of the programme memorandum are available from the issuer. 29 January 2018 Debt Sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited) Date: 29/01/2018 03:55:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.