Financials First Resource Bancorp, Inc.

Equities

FRSB

US33617D1072

Banks

Market Closed - OTC Markets 16:05:47 07/06/2024 BST 5-day change 1st Jan Change
13.9 USD +2.96% Intraday chart for First Resource Bancorp, Inc. +1.09% +9.11%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 23.46 31.24 24.08 34.19 37.31 39.41
Enterprise Value (EV) 1 56.63 65.03 30.42 54.38 74.7 69.43
P/E ratio 10.4 x 12.8 x 7.05 x 7.78 x 6.62 x 6.64 x
Yield - - - - - -
Capitalization / Revenue 2.35 x 2.79 x 1.83 x 2.17 x 2.1 x 2.01 x
EV / Revenue 5.68 x 5.81 x 2.31 x 3.45 x 4.21 x 3.55 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.88 x 1.06 x 0.73 x 0.92 x 0.93 x 0.85 x
Nbr of stocks (in thousands) 3,043 3,051 3,065 3,075 3,084 3,093
Reference price 2 7.343 9.751 7.483 10.59 12.10 12.74
Announcement Date 08/03/19 31/03/20 12/03/21 15/03/22 15/03/23 29/03/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 9.976 11.19 13.19 15.77 17.76 19.57
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2.665 2.874 4.045 5.212 7.056 7.446
Net income 1 2.165 2.322 3.251 4.172 5.625 5.926
Net margin 21.7% 20.74% 24.65% 26.46% 31.67% 30.28%
EPS 2 0.7083 0.7619 1.061 1.362 1.829 1.920
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 08/03/19 31/03/20 12/03/21 15/03/22 15/03/23 29/03/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 33.2 33.8 6.34 20.2 37.4 30
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 8.94% 8.72% 10.9% 12.5% 14.9% 13.7%
ROA (Net income/ Total Assets) 0.76% 0.73% 0.85% 0.93% 1.14% 1.06%
Assets 1 285.5 319.5 380.5 446.8 492.9 559.7
Book Value Per Share 2 8.310 9.170 10.30 11.60 13.00 14.90
Cash Flow per Share 2 1.880 0.8200 8.490 3.430 1.820 7.700
Capex 1 1.32 2.4 0.15 0.14 0.31 0.17
Capex / Sales 13.21% 21.48% 1.12% 0.88% 1.76% 0.86%
Announcement Date 08/03/19 31/03/20 12/03/21 15/03/22 15/03/23 29/03/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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