FIRST FINANCIAL CORPORATION |
Real-time Estimate
Other stock markets
|
5-day change | 1st Jan Change | ||
| 38.38 USD | +1.15% |
|
+2.00% | -10.77% |
| 04-30 | Tranche Update on First Financial Corporation's Equity Buyback Plan announced on April 21, 2022. | CI |
| 04-30 | Earnings Flash (THFF) FIRST FINANCIAL CORPORATION INDIANA Reports Q1 EPS $0.93 | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 627 | 532.8 | 583 | 554 | 505.8 | 448.2 | - |
| Enterprise Value (EV) 1 | 627 | 532.8 | 583 | 554 | 505.8 | 448.2 | 448.2 |
| P/E ratio | 12 x | 9.89 x | 11.3 x | 7.92 x | 8.47 x | 9.39 x | 7.31 x |
| Yield | 2.27% | 2.7% | 2.56% | 2.78% | 2.3% | 4.44% | 3.9% |
| Capitalization / Revenue | 3.69 x | 2.82 x | 3.07 x | 2.56 x | 2.41 x | 2.03 x | 1.84 x |
| EV / Revenue | 3.69 x | 2.82 x | 3.07 x | 2.56 x | 2.41 x | 2.03 x | 1.84 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 1.13 x | 0.88 x | 0.98 x | 1.17 x | 0.96 x | 0.84 x | 0.75 x |
| Nbr of stocks (in thousands) | 13,713 | 13,715 | 12,872 | 12,022 | 11,755 | 11,814 | - |
| Reference price 2 | 45.72 | 38.85 | 45.29 | 46.08 | 43.03 | 37.94 | 37.94 |
| Announcement Date | 06/02/20 | 02/02/21 | 01/02/22 | 07/02/23 | 30/01/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 170.1 | 188.8 | 189.8 | 216.4 | 210 | 220.5 | 243.2 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | 70.77 | 76.06 | 72.44 | 90.39 | 79.69 | 77.08 | 89.38 |
| Operating Margin | 41.6% | 40.28% | 38.16% | 41.77% | 37.95% | 34.96% | 36.75% |
| Earnings before Tax (EBT) 1 | 61.06 | 65.54 | 65.61 | 87.76 | 72.49 | 64.32 | 75.09 |
| Net income 1 | 48.87 | 53.84 | 52.99 | 71.11 | 60.67 | 47.44 | 59.7 |
| Net margin | 28.73% | 28.52% | 27.91% | 32.86% | 28.9% | 21.52% | 24.54% |
| EPS 2 | 3.800 | 3.930 | 4.020 | 5.820 | 5.080 | 4.040 | 5.190 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | 1.040 | 1.050 | 1.160 | 1.280 | 0.9900 | 1.685 | 1.480 |
| Announcement Date | 06/02/20 | 02/02/21 | 01/02/22 | 07/02/23 | 30/01/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 48.72 | 51.55 | 50.74 | 55.24 | 48.52 | 53.71 | 52.64 | 52.78 | 50.84 | 48.35 | 50.67 | 59.31 | 60.65 | 59.3 | 60.18 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 15.41 | 20.2 | 19.72 | 23.74 | 16.02 | 21.39 | 21.19 | 20.51 | 16.59 | 14.93 | 17.25 | 20.73 | 22.14 | 21.08 | 22.09 |
| Operating Margin | 31.63% | 39.2% | 38.86% | 42.97% | 33.02% | 39.82% | 40.26% | 38.87% | 32.64% | 30.88% | 34.05% | 34.95% | 36.5% | 35.56% | 36.7% |
| Earnings before Tax (EBT) 1 | 8.577 | 26.76 | 19.32 | 22.69 | 19 | 19.59 | 19.49 | 19.31 | 14.1 | 13.13 | 13.61 | 17.68 | 19.95 | 17.71 | 18.65 |
| Net income 1 | 7.398 | 20.92 | 15.61 | 18.05 | 16.52 | 15.98 | 15.99 | 16.28 | 12.42 | 10.92 | 11.29 | 10.5 | 14.75 | 13.45 | 14.47 |
| Net margin | 15.18% | 40.59% | 30.77% | 32.68% | 34.05% | 29.75% | 30.37% | 30.86% | 24.43% | 22.59% | 22.28% | 17.7% | 24.32% | 22.68% | 24.05% |
| EPS 2 | 0.5800 | 1.670 | 1.270 | 1.500 | 1.370 | 1.330 | 1.330 | 1.370 | 1.060 | 0.9300 | 0.9567 | 0.8967 | 1.260 | 1.160 | 1.250 |
| Dividend per Share 2 | 0.6300 | - | 0.5400 | - | 0.7400 | - | - | - | 0.4500 | - | 0.5050 | 0.4500 | 0.5050 | 0.4600 | 0.5100 |
| Announcement Date | 01/02/22 | 26/04/22 | 26/07/22 | 25/10/22 | 07/02/23 | 25/04/23 | 25/07/23 | 24/10/23 | 30/01/24 | 30/04/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 9.83% | 9.07% | 8.87% | 14.4% | 12.5% | 10% | 10.9% |
| ROA (Net income/ Total Assets) | 1.42% | 1.25% | 1.1% | 1.41% | 1.26% | 1.02% | 1.08% |
| Assets 1 | 3,442 | 4,308 | 4,817 | 5,043 | 4,815 | 4,667 | 5,511 |
| Book Value Per Share 2 | 40.60 | 44.00 | 46.10 | 39.40 | 44.80 | 45.10 | 50.70 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 06/02/20 | 02/02/21 | 01/02/22 | 07/02/23 | 30/01/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C-
Sell
Buy
Mean consensus
HOLD
Number of Analysts
3
Last Close Price
37.94
USD
Average target price
42.5
USD
Spread / Average Target
+12.02%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -10.77% | 448M | |
| +18.10% | 571B | |
| +14.82% | 299B | |
| +17.02% | 252B | |
| +25.56% | 214B | |
| +19.57% | 183B | |
| +23.83% | 170B | |
| +11.16% | 163B | |
| +6.27% | 148B | |
| -14.53% | 132B |
- Stock Market
- Equities
- THFF Stock
- Financials First Financial Corporation
