Item 2.02. Results of Operation and Financial Condition.

On January 24, 2023, Farmers and Merchants Bancshares, Inc. issued a press release describing its financial results for the three- and twelve-month periods ended December 31, 2022. A copy of the press release is furnished herewith as Exhibit 99.1.

The information contained in this Item 2.02 and in Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

The exhibits furnished with this report are listed in the following Exhibit Index:



Exhibit No. Description



99.1   Press release dated January 24, 2023 (furnished herewith)

104 Cover page interactive data file (embedded within the iXBRL document)

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