Financials e-finance for Digital and Financial Investments S.A.E.

Equities

EFIH

EGS743O1C013

Business Support Services

End-of-day quote Egyptian Exchange 23:00:00 08/05/2024 BST 5-day change 1st Jan Change
24.3 EGP -0.86% Intraday chart for e-finance for Digital and Financial Investments S.A.E. +2.49% +38.86%

Valuation

Fiscal Period: December 2021 2022 2023 2024 2025 2026
Capitalization 1 32,464 35,145 32,333 44,672 - -
Enterprise Value (EV) 1 29,804 35,145 32,333 44,672 44,672 44,672
P/E ratio 63.4 x - 28.2 x 32 x 25.6 x -
Yield 0.49% - - 1.65% 2.06% -
Capitalization / Revenue 16.5 x 13.3 x 8.29 x 9.14 x 7 x 5.21 x
EV / Revenue 16.5 x 13.3 x 8.29 x 9.14 x 7 x 5.21 x
EV / EBITDA 42.5 x 36.2 x 23.3 x 22.1 x 16.5 x 11.9 x
EV / FCF -1,505,383,999 x 71,968,517 x - - 31,525,623 x 28,951,269 x
FCF Yield -0% 0% - - 0% 0%
Price to Book 9.29 x - - 27 x 22.1 x -
Nbr of stocks (in thousands) 1,600,000 1,848,789 1,847,626 1,838,346 - -
Reference price 2 20.29 19.01 17.50 24.30 24.30 24.30
Announcement Date 08/03/22 21/02/23 01/03/24 - - -
1EGP in Million2EGP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026
Net sales 1 - 1,963 2,644 3,899 4,886 6,380 8,573
EBITDA 1 - 763.7 971.5 1,385 2,020 2,701 3,761
EBIT 1 - 680.6 873.9 1,229 1,842 2,414 3,370
Operating Margin - 34.67% 33.05% 31.52% 37.7% 37.84% 39.31%
Earnings before Tax (EBT) 1 - 742.1 1,205 1,850 2,155 2,708 -
Net income 1 353.9 519.7 803.9 1,258 1,548 2,010 2,595
Net margin - 26.47% 30.41% 32.26% 31.68% 31.52% 30.27%
EPS 2 0.1700 0.3200 - 0.6200 0.7600 0.9500 -
Free Cash Flow - -21.57 488.3 - - 1,417 1,543
FCF margin - -1.1% 18.47% - - 22.21% 18%
FCF Conversion (EBITDA) - - 50.27% - - 52.46% 41.03%
FCF Conversion (Net income) - - 60.75% - - 70.48% 59.46%
Dividend per Share 2 - 0.1000 - - 0.4000 0.5000 -
Announcement Date 06/10/21 08/03/22 21/02/23 01/03/24 - - -
1EGP in Million2EGP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - 2,660 - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - -21.6 488 - - 1,417 1,543
ROE (net income / shareholders' equity) - 20.4% 19% 25% 22.3% 29% -
ROA (Net income/ Total Assets) - 14.8% 14.6% 18.5% 22% 23% -
Assets 1 - 3,501 5,489 6,784 7,034 8,741 -
Book Value Per Share 2 - 2.180 - - 0.9000 1.100 -
Cash Flow per Share - - - - - - -
Capex - 248 104 - - 337 431
Capex / Sales - 12.61% 3.95% - - 5.28% 5.03%
Announcement Date 06/10/21 08/03/22 21/02/23 01/03/24 - - -
1EGP in Million2EGP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
24.3 EGP
Average target price
23.6 EGP
Spread / Average Target
-2.88%
Consensus

Annual profits - Rate of surprise

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