Financials Donegal Group Inc. Nasdaq

Equities

DGICB

US2577013004

Property & Casualty Insurance

Delayed Nasdaq 21:00:00 07/05/2024 BST 5-day change 1st Jan Change
12.45 USD -1.58% Intraday chart for Donegal Group Inc. -3.56% -14.32%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 413.5 406.3 443.1 472.6 468.1 439.9 -
Enterprise Value (EV) 1 413.5 406.3 443.1 472.6 468.1 439.9 439.9
P/E ratio 8.87 x 7.69 x 17.2 x - 127 x 14.8 x 14 x
Yield 3.91% 4.26% 4.41% 4.65% 4.82% 5.17% 5.25%
Capitalization / Revenue 0.51 x 0.52 x 0.54 x - 0.5 x 0.45 x 0.42 x
EV / Revenue 0.51 x 0.52 x 0.54 x - 0.5 x 0.45 x 0.42 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.95 x 0.82 x 0.84 x - 0.97 x 0.91 x 0.91 x
Nbr of stocks (in thousands) 28,683 29,772 31,329 32,468 33,246 33,393 -
Reference price 2 14.82 14.07 14.29 14.20 13.99 13.32 13.32
Announcement Date 24/02/20 23/02/21 17/02/22 23/02/23 22/02/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 812.5 777.8 816.5 - 927.3 980.5 1,045
EBITDA - - - - - - -
EBIT - - - - - - -
Operating Margin - - - - - - -
Earnings before Tax (EBT) 1 57.08 63.27 30.34 - 5.064 38.18 40.28
Net income 1 47.15 52.82 25.25 - 4.426 30.66 32.26
Net margin 5.8% 6.79% 3.09% - 0.48% 3.13% 3.09%
EPS 2 1.670 1.830 0.8300 - 0.1100 0.9000 0.9500
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.5800 0.6000 0.6300 0.6600 0.6750 0.6888 0.6988
Announcement Date 24/02/20 23/02/21 17/02/22 23/02/23 22/02/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 210.2 207.6 204.3 212.8 - 224.7 229.2 233.9 239.5 241.1 241.9 246.6 250.8 255.1 259.5
EBITDA - - - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - - - -
Earnings before Tax (EBT) 1 6.521 16.23 -10.58 -13.37 - 6.296 2.253 -1.005 -2.481 7.248 6.409 13.86 10.67 9.368 7.687
Net income 1 5.272 13.14 -8.208 -10.38 - 5.203 1.997 -0.805 -1.97 5.956 5.134 11.05 8.523 7.496 6.136
Net margin 2.51% 6.33% -4.02% -4.88% - 2.32% 0.87% -0.34% -0.82% 2.47% 2.12% 4.48% 3.4% 2.94% 2.36%
EPS 2 0.1700 0.3900 -0.2600 -0.3300 - 0.1500 0.0600 -0.0200 -0.0600 0.1600 0.1500 0.3200 0.2500 0.2200 0.1850
Dividend per Share 2 0.1600 0.1650 0.1650 0.1650 0.1650 0.1700 0.1700 0.1700 0.1700 0.1725 0.1725 0.1725 0.1725 0.1725 0.1750
Announcement Date 17/02/22 28/04/22 28/07/22 27/10/22 23/02/23 27/04/23 27/07/23 26/10/23 22/02/24 25/04/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2023 2024 2025
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 11.1% 10.9% 4.8% 0.9% 4.2% 6.35%
ROA (Net income/ Total Assets) - - - - - -
Assets 1 - - - - - -
Book Value Per Share 2 15.70 17.10 17.00 14.40 14.60 14.70
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 24/02/20 23/02/21 17/02/22 22/02/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
2
Last Close Price
13.32 USD
Average target price
14 USD
Spread / Average Target
+5.11%
Consensus