Item 2.02 Results of Operations and Financial Condition

On January 25, 2023, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the quarter and year ended December 31, 2022. The Company's press release is included as Exhibit 99.1 to this report.

The information set forth in this Item 2.02 and in the attached Exhibit 99.1 is deemed to be "furnished" and shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section.

Item 9.01 Financial Statements and Exhibits



    (d) Exhibits
    Exhibit Number                                          Description
         99.1                Press release dated January 25, 2023
         104                 Cover Page Interactive Data File (embedded within the Inline XBRL
                             document)




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