Item 2.02 Results of Operations and Financial Condition.



On January 17, 2020, Citizens Financial Group, Inc. (the "Company") issued a
press release announcing its fourth quarter and full year 2019 earnings and
posted on its website the press release and a financial supplement. Copies of
the press release and financial supplement are being furnished as Exhibits 99.1
and 99.3, respectively.

Item 7.01 Regulation FD Disclosure.

For the benefit of investors, the Company has posted on its website an investor presentation in connection with its earnings conference call. A copy of the investor presentation is being furnished as Exhibit 99.2.



The information in this Form 8-K and Exhibits attached hereto are being
furnished pursuant to Items 2.02 and 7.01, respectively, and shall not be deemed
"filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as
amended, nor shall this information be deemed incorporated by reference into any
filings under the Securities Act of 1933, as amended.

Item 9.01 Financial Statements and Exhibits.



            Exhibit
             Number      Description

  (d)     Exhibit 99.1     Citizens Financial Group, Inc. press release dated January 17, 2020

Exhibit 99.2 Citizens Financial Group, Inc. earnings release presentation issued January 17, 2020

Exhibit 99.3 Citizens Financial Group, Inc. financial supplement for fourth quarter and full year 2019

Exhibit 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

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