Net profit came in at $2.5 billion, or $1.16 per share, for the three months ended Dec. 31, compared with $3.2 billion, or $1.46 a share, a year earlier.

(Reporting by Mehnaz Yasmin in Bengaluru and Lananh Nguyen in New York; Editing by Shinjini Ganguli and Subhranshu Sahu)