Carlos Torres Vila

Chair

2

We face a context of uncertainty

INFLATION

OFFICIAL INTEREST RATES

(FROM 2000 - PRESENT, %)

(FROM 2000 - PRESENT, %)

USA

EUROPE

USA

EUROPE

2000

2002

2004

2006

2008

2010

2012

2014

2016

2018

2020

2022

2000

2002

2004

2006

2008

2010

2012

2014

2016

2018

2020

2022

3

4

2022 was a good year for BBVA thanks to our strengths

Leading banks in

The best team

Strategic Leadership:

attractive markets

Digitalization, Innovation

and Sustainability

Setting a record in customer acquisition

NEW CUSTOMERS ACQUIRED PER YEAR1

(BBVA GROUP, MILLIONS)

11.2

8.7

7.1

7.2

55%

TOTAL 4.6

5.1

DIGITAL 7%

2017

2018

2019

2020

2021

2022

(1) Gross customer acquisition through own channels for retail segment. Excludes the US business sold to PNC for comparison purposes.

5

67 million

active customers

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BBVA - Banco Bilbao Vizcaya Argentaria SA published this content on 17 March 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 17 March 2023 13:12:13 UTC.