Bankia : The Company submits a presentation about the merger Bankia-BMN for press.

Merger with Banco Mare Nostrum

27 June 2017

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Disclaimer This document was originally prepared in Spanish. The English version published here is for information purposes only. In the event of any discrepancy between the English and the Spanish version, the Spanish version will prevail.

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Bankia does not guarantee the accuracy or completeness of the information contained in this document. The information contained herein has been obtained from sources that Bankia considers reliable, but Bankia does not represent or warrant that the information is complete or accurate, in particular with respect to data provided by third parties. This document may contain abridged or unaudited information and recipients are invited to consult the public documents and information submitted by Bankia to the financial market supervisory authorities. All opinions and estimates are given as of the date stated in the document and so may be subject to change. The value of any investment may fluctuate as a result of changes in the market. The information in this document is not intended to predict future results and no guarantee is given in that respect.

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The Restructuring Plan that started five years ago is about to end 2012: STRATEGIC/RESTRUCTURING PLAN. NEW CORPORATE GOVERNANCE ✓

2013: TURNING POINT

2014: DEVELOPMENT OF THE COMERCIAL MODEL

2015: STRATEGIC PLAN COMPLETED

2016: NEW POSITIONING

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STRATEGIC PLAN

2012-2015

✓

2017: RESTRUCTURING PLAN COMPLETED

Bankia's transformation

Bankia has change from being a story

about restructuring…

…to being a story about growth