Financials Bangladesh General Insurance Company PLC.

Equities

BGIC

BD0701BGIC09

Property & Casualty Insurance

End-of-day quote Dhaka S.E. 23:00:00 19/05/2024 BST 5-day change 1st Jan Change
37.6 BDT -2.84% Intraday chart for Bangladesh General Insurance Company PLC. -13.36% -24.80%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 1,199 1,081 1,324 2,302 2,928 3,371
Enterprise Value (EV) 1 485.5 332.5 597.7 1,598 2,209 2,635
P/E ratio 20.2 x 59.7 x 22.6 x 34 x 28.3 x 40.9 x
Yield 4.5% 5% 4.49% 2.82% 2.31% 1.92%
Capitalization / Revenue 1.99 x 2.16 x 2.17 x 4.55 x 4.73 x 5.29 x
EV / Revenue 0.8 x 0.67 x 0.98 x 3.16 x 3.56 x 4.13 x
EV / EBITDA 4.89 x 5.18 x 3.39 x 18 x 12.7 x 17.5 x
EV / FCF 40.3 x 4.25 x 14.5 x 11.1 x 14.2 x 25 x
FCF Yield 2.48% 23.5% 6.89% 9% 7.06% 4%
Price to Book 1.12 x 1.02 x 1.31 x 2.2 x 2.76 x 3.26 x
Nbr of stocks (in thousands) 54,027 54,027 54,027 54,027 54,027 54,027
Reference price 2 22.20 20.00 24.50 42.60 54.20 62.40
Announcement Date 25/04/18 16/04/19 19/03/20 19/05/21 15/06/22 18/07/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 603.2 499.8 609.2 506.2 619.6 637.8
EBITDA 1 99.29 64.23 176.3 88.78 173.7 150.9
EBIT 1 88.46 53.93 166.4 79.21 162.6 137.4
Operating Margin 14.66% 10.79% 27.31% 15.65% 26.24% 21.54%
Earnings before Tax (EBT) 1 88.42 48.09 154.8 67.29 147.1 123
Net income 1 59.42 18.09 121.8 37.69 115.8 92.69
Net margin 9.85% 3.62% 19.99% 7.45% 18.69% 14.53%
EPS 2 1.100 0.3348 1.082 1.254 1.918 1.526
Free Cash Flow 1 12.04 78.21 41.19 143.8 155.9 105.5
FCF margin 2% 15.65% 6.76% 28.41% 25.17% 16.54%
FCF Conversion (EBITDA) 12.13% 121.77% 23.36% 161.95% 89.79% 69.89%
FCF Conversion (Net income) 20.27% 432.37% 33.82% 381.5% 134.64% 113.8%
Dividend per Share 2 1.000 1.000 1.100 1.200 1.250 1.200
Announcement Date 25/04/18 16/04/19 19/03/20 19/05/21 15/06/22 18/07/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 714 748 726 704 719 737
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 12 78.2 41.2 144 156 105
ROE (net income / shareholders' equity) 5.61% 1.7% 11.8% 3.67% 11% 8.84%
ROA (Net income/ Total Assets) 3.28% 1.99% 6.26% 2.99% 6.05% 4.97%
Assets 1 1,809 907.4 1,945 1,259 1,914 1,866
Book Value Per Share 2 19.80 19.60 18.60 19.40 19.60 19.20
Cash Flow per Share 2 18.50 17.10 16.50 15.30 16.80 18.20
Capex 1 1.48 3.19 7.26 12.1 34.9 16.3
Capex / Sales 0.24% 0.64% 1.19% 2.39% 5.63% 2.55%
Announcement Date 25/04/18 16/04/19 19/03/20 19/05/21 15/06/22 18/07/23
1BDT in Million2BDT
Estimates
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