Banco Pan S A : 1Q21 Corporate Presentation

Corporate Presentation

1Q21

A Complete Platform For The Low-Income Segment

Going beyond credit

Developing a Complete Ecosystem

Products &

Services

Credit	Transactional	Insurance		Savings	Acquiring	New
Bank		Businesses
▪ Payroll Loans	▪ Checking Account	▪ Credit insurance	▪	Poupa PAN	▪ Complete	▪ Products, Services
▪ Auto Loans	▪ Credit Card	▪ Full portfolio	▪	Simple Investment	Solution for MEI	and Partnerships
▪ Personal Loans	▪ Debt Card	▪ Partnership with		Products	and Self	focused on our
▪ FGTS Loans	▪ Top Ups	Too Seguros	▪	Financial Education	Employed	target audience
▪ Car Equity

CONSUMER	+	BANKING
FINANCE

2

Integrated Environment

With Constant Engagement

Savings

• Diversified Businesses
• Multiple Channels

Insurance

▪	Technology Driven	Acquiring	Transactional
▪	Growing Monetization		Bank

CONSUMER FINANCE

Consumer Finance

3

Our Clients

+10MM

between Consumer Finance &

Banking

New Banking Clients

Thousand / business day

				40.9
		13.7	16.0
	6.4
2.6
1Q20	2Q20	3Q20	4Q20	1Q21

Banking Clients

Million

6.0

+378%

(1Q20 - 1Q21)

3.5

2.5

1.6

1.3

1Q20

2Q20

3Q20

4Q20

1Q21

4

Brazilian Landscape

Large and Growing Addressable Market

1. MM

1. MM

(Brazil's population)

(Low income)

Public Payroll	Credit	Vehicles	Personal	Insurance	Acquiring
Loans	Cards	Loans

R$ bi

1,992

	426
		277	225		276
			161
Mkt Share	Consignado	Cartões de Crédito	Veículos	Empréstimos Pessoais	Seguros	Adquirência
3,5%	0,8%	5,6%	0,1%	0,2%	-
		Outstanding Portfolio		Issued	2020
		mar/21			Premiums	TPV
Information Source - Population: IBGE | Credit: BCB | Insurance: SUSEP | Acquiring: ABECS			mar/20 - feb/21	5