BofI Holding, Inc. announced unaudited consolidated earnings results for the second quarter and six months ended December 31, 2016. Net income was $32.3 million, an increase of 14.7% over net income of $28.1 million for the quarter ended December 31, 2015. Earnings attributable to BofI’s common stockholders were $32.2 million or $0.50 per diluted share for the second quarter of fiscal 2017, an increase of 14.8% from $28.1 million or $0.44 per diluted share for the second quarter ended December 31, 2015. Adjusted earnings, a non-GAAP measure, which excludes the after-tax impact of gains and losses associated with the company’s securities portfolio, increased 14.9% to $31.9 million for the quarter ended December 31, 2016 compared to $27.7 million for the quarter ended December 31, 2015. Net interest income increased $13.2 million or 20.9% for the quarter ended December 31, 2016 compared to December 31, 2015, due to the $1.5 billion growth in average-earning assets. Return on average assets was 1.66% against 1.77% for the same period a year ago. Return on average common stockholders’ equity was 17.49% against 18.81% for the same period a year ago. Revenue grew to $93.1 million from $79.4 million a year ago. For the six months, the company reported net interest income of $146,141,000, income before income tax expense of $105,395,000, net income attributable to common stock of $61,042,000, book value per common share of $11.82, return on average assets of 1.60%, return on average common stockholders’ equity of 17.05%, adjusted earnings of $60,205,000 compared to the net interest income of $122,299,000, income before income tax expense of $92,145,000, net income attributable to common stock of $53,495,000, book value per common share of $9.65, return on average assets of 1.73%, return on average common stockholders’ equity of 18.55%, adjusted earnings of $53,262,000 for the same quarter a year ago.