Financials Apex Capital and Finance Limited

Equities

ACFL

INE758W01019

Consumer Lending

Market Closed - Bombay S.E. 11:00:46 29/07/2020 BST 5-day change 1st Jan Change
45.6 INR -5.00% Intraday chart for Apex Capital and Finance Limited -.--% -.--%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023
Capitalization 1 283 284.2 270 270 270
Enterprise Value (EV) 1 918.1 643.1 645.1 632.9 603.1
P/E ratio 67.3 x 68.6 x 43.8 x 77.4 x 42.6 x
Yield - - - - -
Capitalization / Revenue 14.4 x 22 x 15.8 x 16.3 x 13.5 x
EV / Revenue 46.7 x 49.9 x 37.8 x 38.1 x 30.3 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 1.17 x 1.15 x 1.07 x 1.05 x 1.03 x
Nbr of stocks (in thousands) 5,920 5,920 5,920 5,920 5,920
Reference price 2 47.80 48.00 45.60 45.60 45.60
Announcement Date 27/08/19 05/09/20 06/09/21 07/09/22 05/09/23
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net sales 1 17.13 19.67 12.89 17.08 16.6 19.93
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.899 5.687 5.836 8.291 4.761 8.79
Net income 1 4.38 4.208 4.163 6.185 3.49 6.347
Net margin 25.57% 21.39% 32.29% 36.21% 21.02% 31.84%
EPS 2 0.7398 0.7100 0.7000 1.040 0.5895 1.070
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 04/08/18 27/08/19 05/09/20 06/09/21 07/09/22 05/09/23
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 - 635 359 375 363 333
Net Cash position 1 0.18 - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 1.86% 1.75% 1.7% 2.48% 1.37% 2.45%
ROA (Net income/ Total Assets) 1.82% 0.74% 0.56% 0.99% 0.55% 1.01%
Assets 1 240.2 565.6 748.9 623.5 634.5 627.7
Book Value Per Share 2 40.30 41.00 41.70 42.70 43.30 44.40
Cash Flow per Share 2 0.0300 0.0900 0.0400 0.2000 0.0200 2.620
Capex 1 0.08 0.24 0.02 - - -
Capex / Sales 0.46% 1.22% 0.16% - - -
Announcement Date 04/08/18 27/08/19 05/09/20 06/09/21 07/09/22 05/09/23
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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