Robert A. Kavesh

Apple Bank for Savings, Inc. provides banking services. It offers private and commercial customers savings, checking, money market and investment accounts, credit cards, mortgage, and student loans as well as personal and business lines of credit. The company was founded on April 17, 1863 and is headquartered in Manhasset, NY.

Neuberger Berman California Municipal Fund, Inc. is a diversified, closed-end management investment company, which engages in investing in municipal securities. Its objective is to provide common stockholders a current income exempt from Federal income tax and California state personal tax. The company was founded on July 29, 2002 and is headquartered in New York, NY.

Neuberger Berman Municipal Fund, Inc. is a non-diversified, closed-end management investment company. Its objective is to provide common stockholders a high level of current income exempt from federal income tax through investing in municipal securities. The company was founded on July 29, 2002 and is headquartered in New York, NY.

Neuberger Berman New York Intermediate Municipal Fund, Inc. is a closed-end management investment company that invests primarily in municipal securities. Its objective is to provide common stockholders current income exempt from Federal and New York income tax. The firm constructs a portfolio of tax-exempt bonds that can provide an attractive current yield, while generating superior relative returns through complete interest rate cycles. The company was founded on September 24, 2002 and is headquartered in New York, NY.

Neuberger Berman Real Estate Securities Income Fund, Inc. operates as closed-end investment fund or investment trust company. Its objective is to seek capital appreciation and current income. The company was founded on August 28, 2003 and is headquartered in New York, NY.

Neuberger Berman Income Opportunity Fund, Inc. is a closed-End Investment Fund/Investment Trust. It headquartered in New York, NY.

Del Laboratories, Inc. is a leading developer, manufacturer, and marketer of cosmetics and over the counter pharmaceuticals. Its product portfolio is comprised of several market leading brands, including Sally Hansen, La Cross, N.Y.C. New York Color, and Orajel. Del enjoys leadership positions in the nail care, bleaches & depilatories, and oral analgesics categories. Del's market leading positions have been achieved due to the treatment benefits associated with most of its products and its product innovation. Del generates a majority of its revenues from products that are leaders in their respective categories.