Poonam Tandon

Functions as a College/University

Functions as a College/University

MetLife India is an active manager which aims to generate superior medium- to long-term risk-adjusted returns by employing a disciplined and process-driven investment approach. Their board of directors and investment committee provide overall direction for the investment approach, of which risk management and monitoring mechanisms are an integral part. The firm invests in high quality stocks, which they select based on their evaluation of company fundamentals, comprehensive financial analysis, management discussions and market analyst interaction. They construct portfolios comprised of a blend of growth and value stocks, with a bias towards large market-cap stocks. They regularly monitor company performance post-investment and take appropriate actions based on future outlook. They utilize the S&P CNX Nifty and BSE 200 to benchmark their equity funds. MetLife India aims to ensure the safety and stability of their fixed-income portfolio by investing in securities with high credit quality such as sovereign and AAA-rated bonds and by conducting thorough credit research before investing in corporate bonds. They emphasize liquidity and maintain a mix of short- and long-term investments. They make investment decisions based on macroeconomic factors such as interest rates, inflation, GDP growth, RBI policy, governmental fiscal position, currency movement and the global economic scenario. Fund management involves yield curve and duration management analysis. They use the Crisil Composite Bond Fund Index to assess their debt fund performance.

IndiaFirst Life is a socially responsible manager which aims to provide fairly priced, simple, comprehensive and efficiently serviced insurance to the mass market. They also participate actively in the financial inclusion scheme promoted by the government of India and have an agreement to distribute their products through village-level entrepreneurs.