Charles W. Steger

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

Roanoke Electric Steel Corp. manufactures, fabricates and markets merchant steel bar products, reinforcing bars, open-web steel joists. The company operates through it's subsidiaries Shredded Products Corp., John W. Hancock Jr., Inc., Socar, Inc. and Steel of West Virginia, Inc. The company's customers include steel service centers, fabricators and manufacturers of trucks, guardrail posts, housing, off-highway construction and mining equipment. Roanoke Electric Steel was founded in 1955 and is headquartered in Roanoke, VA.

Shenandoah Life Insurance Co. provides various individual and group insurance services. Its insurances include accident, dental, disability, homeowners, life and annuities. The firm provides services to various segments such as woman, senior citizens and families. The company was founded in 1916 and is headquartered in Roanoke, VA.

Virginia Innovation Partnership Corporation (Virginia Innovation Partnership) is a private equity/venture capital non-profit operating division of the Virginia Innovation Partnership Authority firm founded in 1985. The firm is headquartered in Herndon, Virginia.

StellarOne Corp. operates as a holding company for StellarOne Bank. The company through its subsidiaries provides banking products and services, including individual and commercial demand and time deposit accounts, commercial and consumer loans, residential mortgages, credit card services and deposit services. It operates through three segments: Commercial Banking, Wealth Management and Mortgage Banking. The Commercial Banking segment includes commercial, business and retail banking. It provides customers with products such as commercial loans, small business loans, real estate loans; business financing and consumer loans. In addition, this segment provides customers with several choices of deposit products including demand deposit accounts, savings accounts and certificates of deposit. The Wealth Management segment provides investment and financial advisory services to businesses and individuals, including financial planning, retirement planning, estate planning, trust and custody services, investment management, escrows, and retirement plans. The Mortgage Banking segment engages primarily in the origination and acquisition of residential mortgages for sale into the secondary market on a best-efforts basis. StellarOne was founded on September 13, 1911 and is headquartered in Charlottesville, VA.

Southeastern Universities Research Association, Inc. (SURA) operates as an association of colleges and universities. It is the consortium of universities and colleges in the southern and eastern United States. It sponsors research projects in engineering, biology, physical and natural sciences. The company was founded in 1980 and is headquartered in Washington, DC.

National Institute of Building Sciences operates as a non-profit organization. The firm brings together representatives of government, the professions, industry, labor and consumer interests, and regulatory agencies to focus on the identification and resolution of problems and potential problems that hamper the construction of safe, affordable structures for housing, commerce and industry. The company was founded in 1974 and is headquartered in Washington, DC.