Wintrust Financial Corporation reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2017. For the quarter, the company reported total interest income of $251,840,000 against $215,013,000 a year ago. Net interest income was $219,099,000 against $190,778,000 a year ago. Income before taxes was $95,785,000 against $88,332,000 a year ago. Net income applicable to common shares was $66,731,000 against $50,979,000 a year ago. Net income per diluted share was $1.17 against $0.94 a year ago. Return on average common equity was 9.39% against 8.32% a year ago. Return on average assets was 1.00% against 0.85% a year ago. Return on average tangible common equity (non-GAAP) was 11.65% against 10.68% a year ago.

For the year, the company reported total interest income of $946,468,000 against $812,457,000 a year ago. Net interest income was $832,076,000 against $722,193,000 a year ago. Income before taxes was $389,997,000 against $331,854,000 a year ago. Net income applicable to common shares was $247,904,000 against $192,362,000 a year ago. Net income per diluted share was $4.40 against $3.66 a year ago. Return on average common equity was 9.26% against 8.37% a year ago. Return on average assets was 0.98% against 0.85% a year ago. Return on average tangible common equity (non-GAAP) was 11.63% against 10.90% a year ago.

For the quarter ended December 31, 2017, the company reported net charge-offs of $3,691,000 against $2,767,000 a year ago.