Westfield Financial Inc. reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2013. For the quarter, the company reported total interest and dividend income of $10.089 million compared to $10.626 million a year ago. Net interest and dividend income was $7.607 million compared to $7.594 million a year ago. Income before income taxes was $2.342 million compared to $2.202 million a year ago. Net income was $1.809 million or $0.09 per diluted share compared to $1.554 million or $0.07 per diluted share a year ago. Return on average assets was 0.57% compared to 0.47% a year ago. Return on average equity was 4.61% compared to 3.09% a year ago.

For the year, the company reported total interest and dividend income of $41.031 million compared to $43.104 million a year ago. Net interest and dividend income was $30.741 million compared to $30.441 million a year ago. Income before income taxes was $8.627 million compared to $8.510 million a year ago. Net income was $6.756 million or $0.34 per diluted share compared to $6.254 million or $0.26 per diluted share a year ago. Return on average assets was 0.53% compared to 0.48% a year ago. Return on average equity was 4.04% compared to 2.97% a year ago. Book value per share was $7.65 compared to $8.28 per share a year ago.