Santa Cruz County Bank announced earnings results for the fourth quarter ended December 31, 2019. For the fourth quarter, the company announced net interest income was USD 11.125 million compared to USD 7.843 million a year ago. Net income was USD 3.003 million compared to USD 3.177 million a year ago. Basic earnings per share was USD 0.85 compared to USD 1.3 a year ago. Diluted earnings per share was USD 0.85 compared to USD 1.29 a year ago. For the full year, net interest income was USD 35.185 million compared to USD 29.276 million a year ago. Net income was USD 12.262 million compared to USD 11.380 million a year ago. Basic earnings per share was USD 4.51 compared to USD 4.68 a year ago. Diluted earnings per share was USD 4.47 compared to USD 4.61 a year ago.