U & I Financial Corp. announced unaudited earnings results for the fourth quarter and full year ended December 31, 2018. For the year, the company reported annual net income of $4.507 million or $0.82 per share in 2018, as compared to $3.195 million or $0.60 per share for the year earlier period. Net interest income for the year grew 22% to $11.129 million as compared to $9.126 million one year ago. Interest income was $13.585 million against $10.578 million a year ago. For the quarter, the company reported annual net income of $1.000 million or $0.18 per share, as compared to $1.334 million or $0.25 per share a year ago. Net interest income was $3.007 million as compared to $2.434 million a year ago. Interest income was $3.718 million against $2.813 million a year ago.