Tien Phong Commercial Joint Stock Bank : 20/01/2022 - Q4 2022 Financial Statement

THE SOCIALIST REPUBLIC OF VIETNAM

Independence - Freedom - Happiness

No.: 03/2022/TPB.HDQT

Hanoi, January 20, 2022

DISCLOSURE OF INFORMATION ON THE STATE SECURITIES

COMMISION'S PORTAL AND THE HOCHIMINH STOCK

EXCHANGE'S PORTAL

To: - The State Securities Commission of Vietnam

• • The Hochiminh Stock Exchange
• Name of organization: Tien Phong Commercial Joint Stock Bank
• Stock code: TPB
• Address: TPBank Building, No. 57, Ly Thuong Kiet Str., Tran Hung Dao Ward, Hoan Kiem District, Hanoi
• Tel: [phone]
• Fax: [phone]
• Submitted by: Mr. Le Quang Tien
  Position: Vice Chairman

Information disclosure type:  Periodic

Irregular

24 hours

On demand

Content of Information disclosure: Financial Statements for the 4th quarter of 2021.

Tien Phong Commercial Joint Stock Bank (TPBank) would like to explain the fluctuations in profit after tax compared to the same period in Financial Statements for the 4th quarter of 2021 as follows:

Profit after tax in Q4.2021 was VND 1,315 billion, up 20.58% compared to Q4.2020.

Reason:

Profit after tax in Q4.2021 reached VND 1,315 billion, up 20.58% compared to Q4.2020. In which, net interest income and net fee and commission income contributed mainly to the profit result of Q4.2021 with VND 2,810 billion and VND 490 billion dong respectively, equivalent to an increase of 28.72 % and 34.98%.

Units: VND million, %

No.	Items	Q4.2021	Q4.2020	+/-	% +/-
1	Net interest income	2.810.324	2.183.323	627.001	28,72%
2	Net fee and commission	489.876	362.937	126.939	34,98%
income
3	Net gain/(loss) from trading	260.820	265.814	-4.994	-1,88%
of foreign currencies

No.	Items	Q4.2021	Q4.2020	+/-	% +/-
4	Net gain/(loss) from trading	-52.968	131.094	-184.062	-
securities	140,40%
5	Profit before tax	1.644.591	1.364.781	279.810	20,50%
6	Profit after tax	1.315.133	1.090.673	224.460	20,58%

This information was disclosed on TPBank's Portal on January 20, 2022 available at https://tpb.vn/eng/nha-dau-tu/bao-cao-tai-chinh.

I declare that all information provided in this paper is true and accurate; I shall be legally responsible for any mispresentation.

Attachment:	Organization representative
- Financial Statements for Q4.2021	Person authorized to disclose information
Recipient:	VICE CHARIMAN

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As above;	(Signed and sealed)
Archived by BOD Office.
	Le Quang Tien