Siam Commercial Bank : Financial Statements (December 2022)

Summary Statement of Assets and Liabilities

(Not audited by Certified Public Accountant)

As of 31 December 2022

Assets	Thousand Baht	Liabilities	Thousand Baht
Cash	47,059,095	Deposits	2,573,654,493
Interbank and money market items - net	510,604,220	Interbank and money market items	137,338,754
Financial assets measured at fair value through profit or loss	42,155,725	Liability payable on demand	11,428,688
Derivatives assets	65,686,550	Financial liabilities measured at fair value through profit or loss	-
Investments - net	388,810,854	Derivatives Liabilities	60,414,857
Investments in subsidiaries and associates - net	10,016,224	Debt issued and borrowings	67,640,496
Loans to customers and accrued interest receivables - net	2,185,053,610	Other liabilities	90,683,837
Properties for sale - net	22,223,808	Total liabilities	2,941,161,125
Premises and equipment - net	41,668,542	Shareholders' equity
Other assets - net	47,366,604	Equity portion	45,116,113
		Other reserves	20,607,035
		Retained earnings	353,760,959
		Total shareholders' equity	419,484,107
Total assets	3,360,645,232	Total liabilities and shareholders' equity	3,360,645,232
			Thousand Baht
Non-Performing Loans (gross) for the quarter ended 31 December 2022		90,549,600
(3.25 percent of total loans before deducting allowance for expected credit losses)
Allowance for debtors as prescribed by the BOT for the quarter ended 31 December 2022	132,313,653
Regulatory capital			369,182,016
(16.63 (percent) ratio of total capital to risk weighted assets)
Capital after deducting capital add-ons for loans to large exposures		369,182,016
(16.63 (percent) ratio of total capital after deducting capital add-ons to risk weighted assets)
Changes in assets and liabilities during the quarter ended 31 December 2022 resulting from penalties for violation of
the Financial Institutions Business Act B.E. 2551 (2008), Section …		Nil

	Channel of capital maintenance information disclosure
	For Commercial Bank			For Financial Group
(under the Notification of the Bank of Thailand	(under the Notification of the Bank of Thailand
Re: Disclosure Requirement on Capital Adequacy for a Commercial Bank)	Re: Disclosure Requirement on Capital Adequacy for a Financial Group)
Location of disclosure		Location of disclosure
https://www.scb.co.th/en/investor-relations/financial-information.html	https://www.scb.co.th/en/investor-relations/financial-information.html
Date of disclosure	26 October 2022	Date of disclosure	26	October 2022
Information as of	30 June 2022	Information as of	30	June 2022

We certify here that this summary statement of assets and liabilities is completely, correctly and truly presented.

(Mr. Patiphan Lerdprasertsiri)	(Mr. Kris Chantanotoke)
EVP, Finance Function and EVP, Financial Planning and Analysis Function	Director and Chief Executive Officer