Financials Sunshine Coast Community Financial Services Limited

Equities

SSC

AU0000000796

End-of-day quote National Stock Exchange of Australia 23:00:00 25/06/2024 BST 5-day change 1st Jan Change
0.7 AUD 0.00% Intraday chart for Sunshine Coast Community Financial Services Limited 0.00% -6.67%

Valuation

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Capitalization 1 1.653 1.653 1.653 1.363 1.363 1.006
Enterprise Value (EV) 1 2.993 2.798 3.818 3.331 2.911 2.232
P/E ratio 7.68 x 8.07 x 7.21 x 7.49 x 8.71 x 1.62 x
Yield 5.15% 4.64% 4.64% 5% 10% 13.6%
Capitalization / Revenue 0.56 x 0.51 x 0.51 x 0.43 x 0.43 x 0.19 x
EV / Revenue 1.01 x 0.87 x 1.18 x 1.05 x 0.91 x 0.42 x
EV / EBITDA 4.62 x 4.2 x 4.81 x 5.35 x 4.37 x 0.8 x
EV / FCF -4.29 x 8.47 x -4.27 x 10.2 x 9.83 x 1.52 x
FCF Yield -23.3% 11.8% -23.4% 9.78% 10.2% 65.8%
Price to Book 1.18 x 1.09 x 1.06 x 0.6 x 0.58 x 0.36 x
Nbr of stocks (in thousands) 1,704 1,704 1,704 1,704 1,704 1,704
Reference price 2 0.9700 0.9700 0.9700 0.8000 0.8000 0.5900
Announcement Date 13/09/18 13/09/19 16/09/20 09/09/21 05/09/22 28/09/23
1AUD in Million2AUD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net sales 1 2.965 3.227 3.232 3.171 3.191 5.287
EBITDA 1 0.6482 0.6667 0.7945 0.6231 0.6664 2.775
EBIT 1 0.534 0.5543 0.6076 0.4424 0.4674 2.615
Operating Margin 18.01% 17.18% 18.8% 13.95% 14.64% 49.46%
Earnings before Tax (EBT) 1 0.3002 0.2925 0.3222 0.2621 0.2441 0.826
Net income 1 0.2152 0.2048 0.2292 0.182 0.1565 0.6195
Net margin 7.26% 6.35% 7.09% 5.74% 4.9% 11.72%
EPS 2 0.1263 0.1202 0.1345 0.1068 0.0918 0.3635
Free Cash Flow 1 -0.6984 0.3303 -0.8951 0.3258 0.2961 1.469
FCF margin -23.56% 10.24% -27.7% 10.27% 9.28% 27.78%
FCF Conversion (EBITDA) - 49.54% - 52.28% 44.43% 52.94%
FCF Conversion (Net income) - 161.24% - 179% 189.24% 237.08%
Dividend per Share 2 0.0500 0.0450 0.0450 0.0400 0.0800 0.0800
Announcement Date 13/09/18 13/09/19 16/09/20 09/09/21 05/09/22 28/09/23
1AUD in Million2AUD
Estimates

Balance Sheet Analysis

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net Debt 1 1.34 1.14 2.17 1.97 1.55 1.23
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) 2.068 x 1.717 x 2.725 x 3.158 x 2.322 x 0.4419 x
Free Cash Flow 1 -0.7 0.33 -0.9 0.33 0.3 1.47
ROE (net income / shareholders' equity) 15.9% 14% 14.9% 9.54% 6.81% 24%
ROA (Net income/ Total Assets) 11.6% 9.23% 9.48% 6.3% 6.53% 37%
Assets 1 1.861 2.22 2.418 2.889 2.395 1.675
Book Value Per Share 2 0.8200 0.8900 0.9200 1.320 1.370 1.660
Cash Flow per Share 2 0.1200 0.2100 0.0900 0.0300 0.0600 0.0900
Capex 1 1.09 0.61 0.8 0.06 0.04 0.15
Capex / Sales 36.62% 18.94% 24.71% 2% 1.34% 2.89%
Announcement Date 13/09/18 13/09/19 16/09/20 09/09/21 05/09/22 28/09/23
1AUD in Million2AUD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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