Item 2.02. Results of Operations and Financial Condition.

On January 26, 2023, Summit Financial Group, Inc. ("Summit") issued a News Release announcing its earnings for the three months and year ended December 31, 2022. This News Release is furnished as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits



Exhibit Number Description
99.1             News Release issued on January 26, 2023
104            Cover Page Interactive Data File (Embedded within the Inline XBRL
               document)

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