SmartMetric, Inc. in order to combat the ever-increasing battle against credit card fraud SmartMetric embarked on developing a safer and more secure credit card that has built inside of it real time instant user biometric fingerprint recognition. The credit card's surface mounted chip is only able to work following an exact match of the card user's fingerprint that has been prestored inside of the credit card. This means the card's transaction chip is unable to function and complete a transaction if there is no biometric fingerprint match with the card user.

This takes credit card security to the next level beyond the less secure PIN number that is used on credit and debit cards. Using biometric technology built into the card is a giant leap forward in credit and debit card security. What sets the SmartMetric biometric card solution apart from the one or two biometric card companies trying to mimic the SmartMetric biometric credit card is that the SmartMetric card is designed with its own internal power source.

This enables the card to function and perform the fingerprint scan prior to the card being inserted into a reader. Allowing the card to be used at regular ATMs and in situations where the card is used in places like a restaurant where the card is taken away from the dining table to be processed. With the SmartMetric power inside the card solution the user simply touches the card's fingerprint sensor on the card's surface, hands the card to the waiter or waitress who then in turn takes it across to the card processing station to complete the credit card transaction.

When activated by the card holder at their table the card stays on and able to work for up to 10 minutes giving enough time for the card to be processed by the restaurant. The same for a user at an ATM. Touching the card's sensor prior to inserting it into the ATM the card is instantly activated and is able to work in any standard ATM.

The internal power source inside the SmartMetric biometric card is connected to an internal power management system that draws power from the card reader when it is inserted inside the reader that rapidly tops up the charge inside the card. The development of power management system along with its rapid power charging capability has taken many years of R&D according to SmartMetric. The SmartMetric advanced miniature power system is at the core of the card's biometric scan being able to be used prior to the card being inserted into a credit card reader.

SmartMetric realized some years ago that for a biometric card to be adopted by major card issuing banks and the general public alike, the card needed to be able to operate in all situations that a card is presently used. SmartMetric's President said creating and perfecting a power management system that sits inside the card, thereby allowing the card to be used at all ATMs, restaurants and all other places people use their cards, was an objective that SmartMetric would not compromise on. In fact, bringing to market a card that limited were it could be used would not be realistic in most credit card using markets.

Because the SmartMetric biometric card allows the card to be used in all real-life situations and isn't bound to being held by the user while a transaction is taking place, SmartMetric confidently believes that its biometric card solution is truly the most advanced and leading biometric card product in the world and the only truly practical biometric card solution for consumers and Banks alike.