Financial Performance

Quarter & Half Year Ended September 2021

1

Highlights & Business Performance

Asset Quality

Investment

Financial Performance

Capital and Shareholding Pattern

Balance Sheet

Key Financial Ratios

Geographical Presence & Financial Inclusion

Digital Initiative

3-9

10-18

19

20-25

25-28

29

30-33

34-36

37

2

PCR improved

by 22 bps Q-o-Q

NIM improved

by 10 bps

Q-o-Q

CRAR

improved by 30 bps Q-o-Q

Priority Sector Lending rises by 343 bps

Q-o-Q

Cost of Deposit

improved by 12 bps Q-o-Q

Net Profit

increased by

2529 bps Q-o-Q

3

Business

(Rs in Crore)

Outstanding as of

QoQ

YoY

Parameters

Growth

Growth (%)

Sep'20

Mar'21

Jun'21

Sep'21

(%)

(Sequential)

Total Business

146251

163919

166411

169484

1.85

15.89

Total Deposits

84559

96108

98478

101910

3.49

20.52

Total Advances

61692

67811

67933

67574

(0.53)

9.53

Total Deposits

Total Advances

84559

96108

98478

101910

67811

67933

67574

61692

Sep'20

Mar'21

Jun'21

Sep'21

Sep'20

Mar'21

Jun'21

Sep'21

4

CASA

(Rs in Crore)

Outstanding as of

QOQ Growth

YOY

Parameters

(%)

Growth

Sep'20

Mar'21

Jun'21

Sep'21

(Sequential)

(%)

Current Deposits

3273

4123

3446

3585

4.03

9.53

Savings Deposits

23980

27407

27386

27235

(0.55)

13.57

CASA Deposits

27253

31530

30832

30820

(0.04)

13.09

CASA (%) to Total

32.23

32.81

31.31

30.24

Deposits

Current Deposits

Savings Deposits

4123

27407

27386

27235

3446

3585

3273

23980

Sep'20

Mar'21

Jun'21

Sep'21

Sep'20

Mar'21

Jun'21

Sep'21

5

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Punjab & Sind Bank published this content on 01 November 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 01 November 2021 09:46:03 UTC.