Stock 3YB POSTAL SAVINGS BANK OF CHINA CO., LTD.
Add to a list
To use this feature you must be a member
Log inSign up

Financials Postal Savings Bank of China Co., Ltd. Deutsche Boerse AG

Equities

3YB

CNE1000029W3

Banks

Market Closed - Deutsche Boerse AG
Other stock markets
 07:04:46 05/07/2024 BST 		5-day change 1st Jan Change
0.49 EUR -2.00% Intraday chart for Postal Savings Bank of China Co., Ltd. -8.41% +16.11%
07-05 China Central Bank Strengthens Yield Through Major Banks' Bond Holdings, Says Standard Chartered MT
06-28 Postal Savings Bank of China Co., Ltd. Approves Dividend for the Year Ended December 31, 2023, Payable on July 11, 2024 on A Share and August 8, 2024 on H Share Holders CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 482,727 393,896 458,454 419,607 412,748 477,060 - -
Enterprise Value (EV) 1 482,727 393,896 458,454 419,607 412,748 477,060 477,060 477,060
P/E ratio 6.58 x 5.19 x 5.71 x 5.04 x 4.08 x 4.76 x 4.45 x 4.22 x
Yield 4.44% 5.66% 5.55% - 7.7% 6.6% 6.91% 7.31%
Capitalization / Revenue 1.74 x 1.38 x 1.44 x 1.25 x 1.2 x 1.37 x 1.3 x 1.22 x
EV / Revenue 1.74 x 1.38 x 1.44 x 1.25 x 1.2 x 1.37 x 1.3 x 1.22 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.82 x 0.59 x 0.52 x - 0.35 x 0.45 x 0.42 x 0.39 x
Nbr of stocks (in thousands) 86,202,738 86,978,562 92,383,968 92,383,968 99,161,076 99,161,076 - -
Reference price 2 4.736 3.686 4.457 4.283 3.390 3.936 3.936 3.936
Announcement Date 25/03/20 29/03/21 30/03/22 30/03/23 28/03/24 - - -
1CNY in Million2CNY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 276,809 286,202 318,762 334,956 342,912 348,706 367,891 390,446
EBITDA - - - - - - - -
EBIT 1 117,772 67,757 81,405 91,184 117,770 118,605 125,899 135,335
Operating Margin 42.55% 23.67% 25.54% 27.22% 34.34% 34.01% 34.22% 34.66%
Earnings before Tax (EBT) 1 63,745 68,136 81,454 91,364 91,599 92,810 97,153 101,500
Net income 1 60,933 64,199 76,170 85,224 86,270 85,741 90,167 94,146
Net margin 22.01% 22.43% 23.9% 25.44% 25.16% 24.59% 24.51% 24.11%
EPS 2 0.7200 0.7100 0.7800 0.8500 0.8300 0.8270 0.8837 0.9322
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.2102 0.2085 0.2474 - 0.2610 0.2600 0.2720 0.2877
Announcement Date 25/03/20 29/03/21 30/03/22 30/03/23 28/03/24 - - -
1CNY in Million2CNY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S2 2020 S1 2020 S2 2021 S1 2021 Q4 2021 S2 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2023 S2 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2024 S2 2025 S1 2025 S2
Net sales 1 135,412 146,485 140,052 157,653 80,404 161,454 - 88,379 173,635 - - 88,242 88,813 - 83,146 82,790 - 89,430 87,110 - 88,625 84,487 - - -
EBITDA - - - - - - - - - - - - - - - - - - - - - - - - -
EBIT 1 50,658 69,821 - - 9,101 52,899 - 39,408 79,801 - 12,660 38,085 25,226 74,048 28,123 13,781 - 35,689 34,870 - 31,934 13,796 - - -
Operating Margin 37.41% 47.66% - - 11.32% 32.76% - 44.59% 45.96% - - 43.16% 28.4% - 33.82% 16.65% - 39.91% 40.03% - 36.03% 16.33% - - -
Earnings before Tax (EBT) 22,959 36,227 - - - - - 23,900 52,693 - 8,786 - 25,267 - 28,109 8,759 - 28,760 - - - - - - -
Net income 23,552 33,658 - 41,010 - - 24,977 22,137 47,114 26,735 11,375 - 23,284 - 26,091 10,615 - 25,926 - - - - - - -
Net margin 17.39% 22.98% - 26.01% - - - 25.05% 27.13% - - - 26.22% - 31.38% 12.82% - 28.99% - - - - - - -
EPS - - - - - - 0.2600 - - 0.2900 0.1200 - 0.1900 0.4600 - - 0.3700 0.2500 - 0.4900 - - 0.3800 0.5100 0.3900
Dividend per Share - - - - - - - - - - - - - - - - - - - - - - - - -
Announcement Date 25/03/20 30/08/20 29/03/21 27/08/21 30/03/22 30/03/22 29/04/22 22/08/22 22/08/22 26/10/22 30/03/23 27/04/23 30/08/23 30/08/23 27/10/23 28/03/24 28/03/24 29/04/24 - - - - - - -
1CNY in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 13.1% 11.8% 10.4% 11.9% 10.9% 9.84% 9.59% 9.59%
ROA (Net income/ Total Assets) 0.62% 0.6% 0.64% 0.64% 0.58% 0.52% 0.49% 0.48%
Assets 1 9,827,903 10,699,833 11,970,769 13,326,661 14,874,138 16,648,718 18,514,770 19,750,824
Book Value Per Share 2 5.750 6.250 8.600 - 9.630 8.830 9.460 10.20
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 25/03/20 29/03/21 30/03/22 30/03/23 28/03/24 - - -
1CNY in Million2CNY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Postal Savings Bank of China Co., Ltd.

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
20
Last Close Price
3.936 CNY
Average target price
4.651 CNY
Spread / Average Target
+18.15%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Banks

1st Jan change Capi.
JPMORGAN CHASE & CO. Stock JPMorgan Chase & Co.
+20.39% 588B
BANK OF AMERICA CORPORATION Stock Bank of America Corporation
+20.02% 316B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED Stock Industrial and Commercial Bank of China Limited
+23.04% 268B
WELLS FARGO & COMPANY Stock Wells Fargo & Company
+21.13% 208B
CHINA CONSTRUCTION BANK CORPORATION Stock China Construction Bank Corporation
+15.27% 175B
BANK OF CHINA LIMITED Stock Bank of China Limited
+27.52% 175B
HSBC HOLDINGS PLC Stock HSBC Holdings plc
+6.00% 158B
HDFC BANK LIMITED Stock HDFC Bank Limited
-3.58% 150B
ROYAL BANK OF CANADA Stock Royal Bank of Canada
+10.60% 154B
Other Banks
  1. Stock Market
  2. Equities
  3. 1658 Stock
  4. 3YB Stock
  5. Financials Postal Savings Bank of China Co., Ltd.