Pathfinder Bancorp, Inc. announced unaudited consolidated earnings results for fourth quarter and full year ended December 31, 2016. For the quarter, the company reported net interest income of $5,157,000 against $4,788,000 a year ago. The improvement was due to a $677,000 increase in interest and dividend income which resulted principally from an increase of $59.1 million, or 14.0%, in average loans compared to the prior year quarter. Income before income taxes was $1,252,000 against $1,032,000 a year ago. Net income attributable to the company was $959,000 against $780,000 a year ago. Net income available to common shareholders was $959,000 or $0.23 per diluted share against $747,000 or $0.18 per basic and diluted share a year ago. Return on average assets was 0.52% against 0.50% a year ago. Return on average common equity was 6.44% against 5.30% a year ago. Return on average equity was 6.44% against 4.34% a year ago. For the year, the company reported net interest income of $20,289,000 against $18,767,000 a year ago. The increase primarily resulted from average loan growth of $50.7 million, or 12.5%, compared to the prior year period. Income before income taxes was $4,409,000 against $4,003,000 a year ago. Net income attributable to the company was $3,272,000 against $2,889,000 a year ago. Net income available to common shareholders was $3,256,000 or $0.78 per diluted share against $2,759,000 or $0.66 per basic and diluted share a year ago. Return on average assets was 0.48% against 0.48% a year ago. Return on average common equity was 5.35% against 5.00% a year ago. Return on average equity was 5.35% against 4.08% a year ago. Book value per common share at December 31, 2016 was $13.67 compared to $13.28 a year ago. Tangible book value per common share at December 31, 2016 was $12.55 compared to $12.19 a year ago.