Norwood Financial Corp. announced unaudited consolidated financial results for the fourth quarter and year ended December 31, 2011. For the quarter, the company reported total interest income of $7.470 million against $6.273 million a year ago. Income before tax was $2.765 million against $2.352 million a year ago. Net income was $1.997 million or $0.61 per diluted share against $1.808 million or $0.65 per diluted share a year ago. Return on average assets was 1.18% against 1.33% a year ago. Return on average equity was 9.03% against 10.38% a year ago. For the year, the company reported total interest income of $27.770 million against $25.687 million a year ago. Income before tax was $9.935 million against $9.975 million a year ago. Net income was $7.356 million or $2.39 per diluted share against $7.313 million or $2.64 per diluted share a year ago. Return on average assets was 1.18% against 1.37% a year ago. Return on average equity was 9.26% against 10.87% a year ago. Book value per share as on December 31, 2011 was $26.81 against $24.45 a year ago.