NB&T Financial Group, Inc. (Nasdaq:NBTF), parent company of The National Bank and Trust Company, has declared a dividend of $.28 per share payable July 23, 2007 to shareholders of record June 30, 2007. This amount is an increase of 3.7% from the dividend of $.27 per share declared in June 2006.

National Bank and Trust, with assets of $547 million, operates 17 banking offices and an insurance subsidiary, NB&T Insurance Agency, Inc., in Clinton, Clermont, Brown, Warren and Highland counties.

The National Bank and Trust Company
Analysts:
Craig Fortin, 937-283-3002
Senior Vice President
cfortin@nbtdirect.com
OR
Media:
Milissa Voss Burns, 937-283-3067
Assistant Vice President
mburns@nbtdirect.com