Financials National Bank of Greece S.A. Börse Stuttgart

Equities

NAGN

US6336438048

Banks

Delayed Börse Stuttgart 5-day change 1st Jan Change
- EUR -.--% Intraday chart for National Bank of Greece S.A. -0.90% -10.93%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 2,762 2,067 2,681 3,427 5,753 7,415 - -
Enterprise Value (EV) 1 2,762 2,067 2,681 3,427 5,753 7,415 7,415 7,415
P/E ratio -10.8 x 56.5 x 3.09 x 3.07 x 5.24 x 6.79 x 7.39 x 6.85 x
Yield - - - - - 5.25% 5.99% 6.71%
Capitalization / Revenue 1.64 x 0.82 x 1.41 x 1.66 x 2.1 x 2.75 x 2.91 x 2.82 x
EV / Revenue 1.64 x 0.82 x 1.41 x 1.66 x 2.1 x 2.75 x 2.91 x 2.82 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.53 x 0.41 x 0.47 x 0.53 x - 0.88 x 0.82 x 0.78 x
Nbr of stocks (in thousands) 914,503 914,027 914,556 914,695 914,561 913,162 - -
Reference price 2 3.020 2.261 2.932 3.747 6.290 8.120 8.120 8.120
Announcement Date 31/03/20 26/03/21 29/03/22 14/03/23 12/03/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,681 2,522 1,903 2,060 2,739 2,700 2,546 2,633
EBITDA - - - - - - - -
EBIT 1 839 1,708 1,120 1,255 1,810 1,791 1,617 1,595
Operating Margin 49.91% 67.72% 58.85% 60.92% 66.08% 66.33% 63.53% 60.57%
Earnings before Tax (EBT) 1 497 602 799 1,155 1,662 1,551 1,389 1,424
Net income 1 -255 38 867 1,120 1,106 1,116 1,010 1,090
Net margin -15.17% 1.51% 45.56% 54.37% 40.38% 41.33% 39.66% 41.38%
EPS 2 -0.2800 0.0400 0.9500 1.220 1.200 1.195 1.098 1.186
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - - 0.4261 0.4861 0.5447
Announcement Date 31/03/20 26/03/21 29/03/22 14/03/23 12/03/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 385 493 579 449 542 634 652 690 762 765 707.2 689.2 658.3
EBITDA - - - - - - - - - - - - -
EBIT 1 157 301 385 250 - 433 - 481 499 554 478 - -
Operating Margin 40.78% 61.05% 66.49% 55.68% - 68.3% - 69.71% 65.49% 72.42% 67.59% - -
Earnings before Tax (EBT) 1 66 - 292 172 - 377 - - 463 499 424 - -
Net income 1 100 - 186 134 - 260 - 261 315 358 303.4 249.2 203.2
Net margin 25.97% - 32.12% 29.84% - 41.01% - 37.83% 41.34% 46.8% 42.91% 36.16% 30.87%
EPS 2 - - 0.2000 0.1500 0.4800 - - - 0.3400 - 0.3328 0.2724 0.2222
Dividend per Share - - - - - - - - - - - - -
Announcement Date 29/03/22 27/05/22 29/07/22 10/11/22 14/03/23 23/05/23 02/08/23 07/11/23 12/03/24 01/05/24 - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 11.7% 0.74% 16% 18.4% - 14.6% 12.6% 12.5%
ROA (Net income/ Total Assets) 0.93% 0.05% 1.07% 1.38% - 1.49% 1.25% 1.25%
Assets 1 -27,556 70,869 80,719 81,042 - 75,151 80,608 86,988
Book Value Per Share 2 5.750 5.530 6.290 7.050 - 9.180 9.900 10.40
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 31/03/20 26/03/21 29/03/22 14/03/23 12/03/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
14
Last Close Price
8.12 EUR
Average target price
9.13 EUR
Spread / Average Target
+12.44%
Consensus
  1. Stock Market
  2. Equities
  3. ETE Stock
  4. NAGN Stock
  5. Financials National Bank of Greece S.A.