Financials Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Börse Stuttgart

Equities

8I2

ES0105546008

Property & Casualty Insurance

Market Closed - Börse Stuttgart 07:00:22 26/06/2024 BST 5-day change 1st Jan Change
1.134 EUR 0.00% Intraday chart for Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros +1.80% +34.84%

Valuation

Fiscal Period: Dezember 2021 2022 2024 2025 2026
Capitalization 1 1,750 1,123 1,251 - -
Enterprise Value (EV) 1 1,819 1,123 1,251 1,251 1,251
P/E ratio 16.1 x 20.6 x 25.5 x 17.7 x 14.9 x
Yield 5.67% - 2.86% 4.44% 5.52%
Capitalization / Revenue 1.98 x 1.25 x 1.28 x 1.19 x 1.13 x
EV / Revenue 1.98 x 1.25 x 1.28 x 1.19 x 1.13 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 4.63 x 3.86 x 3.71 x 3.57 x 3.52 x
Nbr of stocks (in thousands) 1,087,896 1,087,779 1,088,039 - -
Reference price 2 1.608 1.032 1.150 1.150 1.150
Announcement Date 21/02/22 24/02/23 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: Dezember 2020 2021 2022 2024 2025 2026
Net sales 1 899.6 882.7 900.6 978.5 1,050 1,110
EBITDA - - - - - -
EBIT 1 - 138.3 73.12 76.4 102.8 148
Operating Margin - 15.67% 8.12% 7.81% 9.8% 13.33%
Earnings before Tax (EBT) 1 - 145.2 78.76 68.55 91.8 114.2
Net income 1 134.8 110.1 59.52 54.19 70.22 84.27
Net margin 14.99% 12.48% 6.61% 5.54% 6.69% 7.59%
EPS 2 - 0.1000 0.0500 0.0450 0.0650 0.0772
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 - 0.0911 - 0.0329 0.0511 0.0635
Announcement Date 12/04/21 21/02/22 24/02/23 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q3 2021 Q4 2021 S2 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 456.5 226.2 200.1 426.3 242.8 235.9 189.9 228.7 233.3 - 236.4 249.7 247.5 246.5
EBITDA - - - - - - - - - - - - - -
EBIT - - - - 32.97 11.93 - -8.129 -14.33 - - 19.81 20.45 24.13
Operating Margin - - - - 13.58% 5.06% - -3.55% -6.14% - - 7.93% 8.26% 9.79%
Earnings before Tax (EBT) 1 77.62 - 30.1 67.56 32.97 11.93 1.576 -7.046 -13.46 0.528 13.69 - - -
Net income 1 58.21 28.08 23.84 51.93 24.79 9.334 1.213 -5.282 -10.28 0.871 10.11 15.06 15.54 18.34
Net margin 12.75% 12.42% 11.92% 12.18% 10.21% 3.96% 0.64% -2.31% -4.4% - 4.28% 6.03% 6.28% 7.44%
EPS - - - - 0.0200 - - - - - - - - -
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 21/07/21 22/10/21 21/02/22 21/02/22 22/07/22 21/10/22 24/02/23 21/04/23 21/07/23 27/10/23 29/04/24 - - -
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2024 2025 2026
Net Debt - 69.1 - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 26% 17.8% 16.2% 19.9% 25.3%
ROA (Net income/ Total Assets) - 7.85% 4.64% 3.6% 4.7% 5%
Assets 1 - 1,403 1,282 1,505 1,494 1,685
Book Value Per Share 2 - 0.3500 0.2700 0.3100 0.3200 0.3300
Cash Flow per Share 2 - - 0.0700 0.0400 0.0700 -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 12/04/21 21/02/22 24/02/23 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
7
Last Close Price
1.15 EUR
Average target price
1.026 EUR
Spread / Average Target
-10.81%
Consensus
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