Financials Jyske Bank A/S

Equities

JYSK

DK0010307958

Banks

Real-time Estimate Cboe Europe 13:58:51 27/06/2024 BST 5-day change 1st Jan Change
551.8 DKK -1.74% Intraday chart for Jyske Bank A/S -4.33% +14.15%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 18,216 16,914 22,868 28,996 31,105 35,821 - -
Enterprise Value (EV) 1 18,216 16,914 22,868 28,996 31,105 35,821 35,821 35,821
P/E ratio 8.38 x 11.8 x 7.95 x 8.15 x 5.42 x 7.2 x 7.06 x 6.72 x
Yield - - - - 1.61% 4.19% 3.19% 4.35%
Capitalization / Revenue 2.26 x 2.12 x 2.64 x 3.18 x 2.17 x 2.64 x 2.72 x 2.72 x
EV / Revenue 2.26 x 2.12 x 2.64 x 3.18 x 2.17 x 2.64 x 2.72 x 2.72 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.56 x 0.51 x 0.65 x 0.78 x 0.73 x 0.78 x 0.71 x 0.66 x
Nbr of stocks (in thousands) 74,934 72,561 67,859 64,250 64,266 63,796 - -
Reference price 2 243.1 233.1 337.0 451.3 484.0 561.5 561.5 561.5
Announcement Date 25/02/20 23/02/21 22/02/22 19/01/23 27/02/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 8,060 7,982 8,652 9,106 14,356 13,565 13,166 13,191
EBITDA - - - - - - - -
EBIT 1 3,031 3,134 3,748 4,227 8,253 7,132 6,783 6,530
Operating Margin 37.61% 39.26% 43.32% 46.42% 57.49% 52.58% 51.52% 49.5%
Earnings before Tax (EBT) 1 3,079 2,110 4,027 4,557 7,888 6,892 6,441 6,398
Net income 1 2,440 1,609 3,176 3,752 5,741 4,769 4,558 4,480
Net margin 30.27% 20.16% 36.71% 41.2% 39.99% 35.16% 34.62% 33.96%
EPS 2 29.00 19.80 42.40 55.35 89.34 78.00 79.48 83.52
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - 7.780 23.52 17.93 24.42
Announcement Date 25/02/20 23/02/21 22/02/22 19/01/23 27/02/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 2,227 2,189 2,008 1,828 3,081 3,310 3,263 3,671 4,112 3,430 3,347 3,339 3,434 - -
EBITDA - - - - - - - - - - - - - - -
EBIT 1 839 1,029 824 622 1,752 1,830 1,769 2,147 2,507 1,873 1,796 1,744 1,741 - -
Operating Margin 37.67% 47.01% 41.04% 34.03% 56.86% 55.29% 54.21% 58.49% 60.97% 54.61% 53.66% 52.23% 50.7% - -
Earnings before Tax (EBT) 1 963 1,088 1,018 636 1,815 1,727 1,608 2,166 2,387 1,738 1,743 1,678 1,674 - -
Net income 1 785 851 840 503 1,558 1,289 1,199 1,577 1,676 1,286 1,229 1,164 1,143 - -
Net margin 35.25% 38.88% 41.83% 27.52% 50.57% 38.94% 36.75% 42.96% 40.76% 37.49% 36.73% 34.85% 33.29% - -
EPS 2 10.86 12.10 12.42 7.300 23.48 19.50 18.00 24.56 27.28 19.05 19.40 18.29 18.10 - -
Dividend per Share 2 - - - - - - - - 7.780 - - - 21.72 - -
Announcement Date 22/02/22 03/05/22 16/08/22 01/11/22 19/01/23 18/04/23 15/08/23 31/10/23 27/02/24 07/05/24 - - - - -
1DKK in Million2DKK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 7.1% 4.4% 8.8% 10% 14.4% 11.1% 9.79% 9.27%
ROA (Net income/ Total Assets) 0.39% 0.24% 0.48% 0.54% 0.75% - - -
Assets 1 624,840 661,323 659,879 698,566 764,855 - - -
Book Value Per Share 2 434.0 459.0 515.0 581.0 663.0 723.0 788.0 855.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 25/02/20 23/02/21 22/02/22 19/01/23 27/02/24 - - -
1DKK in Million2DKK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
561.5 DKK
Average target price
625 DKK
Spread / Average Target
+11.31%
Consensus
  1. Stock Market
  2. Equities
  3. JYSK Stock
  4. Financials Jyske Bank A/S