Philip E. Gingerich, Jr., a director of the Juniata Valley Financial Corp., passed away on April 1, 2022. Mr. Gingerich was a director of the Company and the Bank since 1998 and was currently Vice Chairman of the Board. He had served as Chairman previously from 2010 to 2013.

He also served as Chairman of the Asset/Liability Management Committee as well as the Personnel and Compensation Committee and was a member of the Strategic Planning, Loan and Nominating Committees. As the owner and president of successful businesses, Mr. Gingerich brought valuable knowledge and experience in risk assessment and financial operations. His long tenure as a board member, with experience serving on each of the key committees essential to the oversight of the Board, made Mr. Gingerich a valuable and qualified Board member.