Real-time Estimate
Cboe BZX
17:40:48 27/06/2024 BST
|
5-day change
|
1st Jan Change
|
32.81
USD
|
+1.42%
|
|
-1.91%
|
+0.37%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
1,800
|
1,741
|
1,606
|
1,528
|
1,335
|
1,325
|
-
|
Enterprise Value (EV)
1 |
1,800
|
1,741
|
1,606
|
1,528
|
1,335
|
1,325
|
1,325
|
P/E ratio
|
9.92
x
|
13.3
x
|
11.4
x
|
-623
x
|
30
x
|
10.4
x
|
8.59
x
|
Yield
|
2.63%
|
2.85%
|
3.2%
|
3.43%
|
4.04%
|
4.23%
|
4.51%
|
Capitalization / Revenue
|
1.26
x
|
1.33
x
|
1.21
x
|
1.11
x
|
0.9
x
|
0.81
x
|
0.76
x
|
EV / Revenue
|
1.26
x
|
1.33
x
|
1.21
x
|
1.11
x
|
0.9
x
|
0.81
x
|
0.76
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.15
x
|
0.97
x
|
0.89
x
|
1.4
x
|
1.14
x
|
1.04
x
|
0.96
x
|
Nbr of stocks (in thousands)
|
41,220
|
41,413
|
41,488
|
40,898
|
40,835
|
40,964
|
-
|
Reference price
2 |
43.66
|
42.04
|
38.70
|
37.37
|
32.70
|
32.35
|
32.35
|
Announcement Date
|
05/02/20
|
02/02/21
|
01/02/22
|
07/02/23
|
07/02/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
1,430
|
1,310
|
1,330
|
1,383
|
1,492
|
1,631
|
1,747
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
236.4
|
159.6
|
174.9
|
-11.9
|
53.3
|
161.1
|
194.9
|
Net income
1 |
184.4
|
133.3
|
142.8
|
-2.6
|
45
|
128.7
|
155.3
|
Net margin
|
12.89%
|
10.17%
|
10.74%
|
-0.19%
|
3.02%
|
7.89%
|
8.89%
|
EPS
2 |
4.400
|
3.170
|
3.390
|
-0.0600
|
1.090
|
3.107
|
3.767
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.150
|
1.200
|
1.240
|
1.280
|
1.320
|
1.368
|
1.460
|
Announcement Date
|
05/02/20
|
02/02/21
|
01/02/22
|
07/02/23
|
07/02/24
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
331.4
|
346.8
|
346.3
|
343
|
346.8
|
353.9
|
356.4
|
378.7
|
402.9
|
386
|
408.2
|
414.2
|
422.8
|
427.8
|
439.2
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
49.6
|
17.7
|
-16.5
|
15.1
|
-28.2
|
8.1
|
-15.6
|
13.6
|
47.2
|
33
|
23.17
|
46.6
|
58.3
|
49.5
|
30.7
|
Net income
1 |
40.5
|
14.5
|
-12.5
|
13.9
|
-18.5
|
6.6
|
-12.8
|
11.7
|
39.5
|
26.5
|
18.73
|
37.03
|
46.43
|
39.55
|
25
|
Net margin
|
12.22%
|
4.18%
|
-3.61%
|
4.05%
|
-5.33%
|
1.86%
|
-3.59%
|
3.09%
|
9.8%
|
6.87%
|
4.59%
|
8.94%
|
10.98%
|
9.25%
|
5.69%
|
EPS
2 |
0.9600
|
0.3500
|
-0.3000
|
0.3300
|
-0.4500
|
0.1600
|
-0.3100
|
0.2800
|
0.9500
|
0.6400
|
0.4533
|
0.8933
|
1.123
|
0.9650
|
0.6050
|
Dividend per Share
2 |
0.3100
|
0.3200
|
0.3200
|
0.3200
|
0.3200
|
0.3300
|
0.3300
|
0.3300
|
0.3300
|
-
|
0.3425
|
0.3425
|
0.3425
|
0.3600
|
0.3600
|
Announcement Date
|
01/02/22
|
05/05/22
|
04/08/22
|
03/11/22
|
07/02/23
|
02/05/23
|
01/08/23
|
02/11/23
|
07/02/24
|
08/05/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
7.3%
|
10.5%
|
7.94%
|
3.16%
|
4.9%
|
10.2%
|
11.7%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
38.00
|
43.20
|
43.70
|
26.60
|
28.80
|
31.00
|
33.60
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
05/02/20
|
02/02/21
|
01/02/22
|
07/02/23
|
07/02/24
|
-
|
-
|
Last Close Price
32.35
USD Average target price
39.5
USD Spread / Average Target +22.10% Consensus |
1st Jan change
|
Capi.
|
---|
| +0.37% | 1.33B | | +65.74% | 70.96B | | +10.26% | 49.44B | | +8.50% | 47.11B | | +14.03% | 41.79B | | +35.82% | 37.31B | | +84.84% | 33.53B | | +11.87% | 29.52B | | +25.56% | 24.76B | | +0.35% | 21.13B |
Other Property & Casualty Insurance
|