Stock EFECTIC1 FINANCIERA EFECTIVA SA
Add to a list
To use this feature you must be a member
Log inSign up

Financials Financiera Efectiva SA

Equities

EFECTIC1

PEP168301005

Consumer Lending

End-of-day quote Lima
Other stock markets
 		5-day change 1st Jan Change
- PEN -.--% Intraday chart for Financiera Efectiva SA -.--% -.--%
01-30 Financiera Efectiva S.A. Reports Earnings Results for the Full Year Ended December 31, 2023 CI
01-30 Financiera Efectiva S.A. Reports Earnings Results for the Fourth Quarter Ended December 31, 2023 CI

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 182.8 216.1 114.9 203.9 265.5 207.6
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 55.85 78.29 4.088 72.8 111.6 66.08
Net income 1 39.31 55.1 2.116 53.08 78.57 48.57
Net margin 21.51% 25.5% 1.84% 26.04% 29.59% 23.4%
EPS 2 0.1486 0.2084 0.008001 0.2007 0.2971 0.1837
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.0203 0.0826
Announcement Date 27/03/19 25/03/20 30/03/21 18/03/22 16/03/23 25/03/24
1PEN in Million2PEN
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 71.2 116 216 130 246 319
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 22% 24.8% 0.84% 20% 25.1% 13.9%
ROA (Net income/ Total Assets) 5.53% 6.12% 0.2% 4.59% 6.14% 3.46%
Assets 1 711 900 1,051 1,157 1,279 1,402
Book Value Per Share 2 0.7400 0.9400 0.9500 1.060 1.310 1.330
Cash Flow per Share 2 0.2200 0.3800 0.2300 0.8700 0.7100 0.6400
Capex 1 0.83 1.77 0.11 1.41 0.46 0.19
Capex / Sales 0.45% 0.82% 0.1% 0.69% 0.17% 0.09%
Announcement Date 27/03/19 25/03/20 30/03/21 18/03/22 16/03/23 25/03/24
1PEN in Million2PEN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sector Other Consumer Lending

1st Jan change Capi.
FINANCIERA EFECTIVA SA Stock Financiera Efectiva SA
-.--% 0
BAJAJ FINANCE LIMITED Stock Bajaj Finance Limited
-0.70% 52.75B
BAJAJ FINSERV LTD. Stock Bajaj Finserv Ltd.
-6.26% 30.37B
JIO FINANCIAL SERVICES LIMITED Stock Jio Financial Services Limited
+51.45% 27.3B
ORIX CORPORATION Stock ORIX Corporation
+36.22% 25.39B
SYNCHRONY FINANCIAL Stock Synchrony Financial
+25.98% 18.95B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Stock Cholamandalam Investment and Finance Company Limited
+13.81% 14.34B
MUTHOOT FINANCE LIMITED Stock Muthoot Finance Limited
+21.15% 8.65B
SOFI TECHNOLOGIES, INC. Stock SoFi Technologies, Inc.
-35.38% 6.99B
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED Stock Housing and Urban Development Corporation Limited
+123.30% 6.75B
Other Consumer Lending
  1. Stock Market
  2. Equities
  3. EFECTIC1 Stock
  4. Financials Financiera Efectiva SA