Essent : Proxy Card For 2021 Annual General Meeting Of Shareholders

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ESSENT GROUP LTD.

Proxy for Annual General Meeting of Shareholders on May 5, 2021

Solicited on Behalf of the Board of Directors

The undersigned hereby appoints Mark A. Casale and Lawrence E. McAlee, and each of them, with full power of substitution and power to act alone, as proxies to vote all the Common Shares which the undersigned would be entitled to vote if present and acting at the Annual General Meeting of Shareholders of Essent Group Ltd., to be held on May 5, 2021 virtually via the Internet originating from Bermuda by visiting https://web.lumiagm.com/209457238 (passcode: essent2021), and at any adjournments or postponements thereof, as follows:

(Continued and to be signed on the reverse side.)

1.1

14475

ANNUAL GENERAL MEETING OF SHAREHOLDERS OF

ESSENT GROUP LTD.

May 5, 2021

GO GREEN

e-Consent makes it easy to go paperless. With e-Consent, you can quickly access your proxy material, statements and other eligible documents online, while reducing costs, clutter and paper waste. Enroll today via www.astfinancial.com to enjoy online access.

IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON MAY 5, 2021:The Notice of Annual Meeting, Proxy Statement and 2020 Annual Report to Shareholders are available on our website at http://www.essentgroup.com.

Please sign, date and mail

your proxy card in the

envelope provided as soon

as possible.

Please detach along perforated line and mail in the envelope provided.

			20330030000000001000	5	050521
					THE BOARD OF DIRECTORS RECOMMENDS A VOTE "FOR" THE ELECTION OF DIRECTORS AND
							"FOR" PROPOSALS 2 AND 3.
				PLEASE SIGN, DATE AND RETURN PROMPTLY IN THE ENCLOSED ENVELOPE. PLEASE MARK YOUR VOTE IN BLUE OR BLACK INK AS SHOWN HERE x
	1. ELECTION OF DIRECTORS		2. REAPPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS FOR AGAINST ABSTAIN
				FOR ALL NOMINEES	NOMINEES:	Class I Director	INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
				O Jane P. Chwick	FOR THE YEAR ENDED DECEMBER 31, 2021 AND UNTIL THE
					O Aditya Dutt	Class I Director	2022 ANNUAL GENERAL MEETING OF SHAREHOLDERS, AND
				WITHHOLD AUTHORITY	O Roy J. Kasmar	Class I Director	TO REFER THE DETERMINATION OF THE AUDITORS'
				FOR ALL NOMINEES			COMPENSATION TO THE BOARD OF DIRECTORS.
							3. PROvIDE A NON-BINDING, ADvISORY vOTE ON OUR
				FOR ALL EXCEPT			EXECUTIvE COMPENSATION.
				(See instructions below)			In their discretion, the proxies are authorized to vote upon such other business
							as may properly come before the 2021 Annual General Meeting of
							Shareholders. This proxy when properly executed will be voted as directed
							herein by the undersigned shareholder. If no direction is made, this proxy
							will be voted FOR ALL NOMINEES in Proposal 1 and FOR Proposals 2 and
							3.

INSTRUCTIONS:To withhold authority to vote for any individual nominee(s), mark "FOR ALL EXCEPT" and fill in the circle next to each nominee you wish to withhold, as shown here:

To change the address on your account, please check the box at right and			MARK "X" HERE IF YOU PLAN TO ATTEND THE MEETING.
indicate your new address in the address space above. Please note that
changes to the registered name(s) on the account may not be submitted via
this method.

Signature of Shareholder

Date:

Signature of Shareholder

Date:

Note:

Please sign exactly as your name or names appear on this Proxy. When shares are held jointly, each holder should sign. When

signing as executor, administrator, attorney, trustee or

guardian,

please give full

title as such. If the signer is a corporation, please sign full corporate name by duly authorized officer, giving full title as such. If signer is a partnership, please sign in partnership name by authorized person.

ANNUAL GEN RAL MEETING F SHAREHOL ERS OF

ESSENT GROUP LTD.

May 5, 2021

INTERNET- Access "www.voteproxy.com"

PROXY VOTING INSTRUCTIONS

and follow the on-screen

instructions or scan the QR code with your smartphone. Have your

proxy card available when you access the web page.

TELEPHONE- Call

toll-free1-800-PROXIES (1-800-776-9437) in

the United States or

1-718-921-8500 from foreign countries and

follow the instructions. Have your proxy card available when you call.

vote online/phone until 11:59 PM EST the day before the meeting.

as soon as possible.

COMPANY NUMBER

MAIL- Sign, date and mail your proxy card in the envelope provided

VIRTUALLY AT THE MEETING- You may vote your shares

by attending the Annual Meeting online by visiting

ACCOUNT NUMBER

https://web.lumiagm.com/209457238 (passcode: essent2021).

GO GREEN-

e-Consent makes it easy

to go paperless. With

e-Consent, you can quickly access your proxy materials, statements

and other eligible documents online, while reducing costs, clutter and

paper waste. Enroll today via www.astfinancial.com to enjoy online

access.

IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR

THE ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON MAY 5, 2021:

The Notice of Annual Meeting, Proxy Statement and 2020 Annual Report to Shareholders

are available on our website at http://www.essentgroup.com.

Please detach along perforated line and mail in the envelope provided IFyou are not voting via telephone or the Internet.

20330030000000001000

5

050521

THE BOARD OF DIRECTORS RECOMMENDS A VOTE "FOR" THE ELECTION OF DIRECTORS AND

"FOR" PROPOSALS 2 AND 3.

PLEASE SIGN, DATE AND RETURN PROMPTLY IN THE ENCLOSED ENVELOPE. PLEASE MARK YOUR VOTE IN BLUE OR BLACK INK AS SHOWN HERE x

1. ELECTION OF DIRECTORS

2. REAPPOINTMENT OF PRICEWATERHOUSECOOPERS LLP AS FOR AGAINST ABSTAIN

FOR ALL NOMINEES

NOMINEES:

Class I Director

INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

O Jane P. Chwick

FOR THE YEAR ENDED DECEMBER 31, 2021 AND UNTIL THE

O Aditya Dutt

Class I Director

2022 ANNUAL GENERAL MEETING OF SHAREHOLDERS, AND

WITHHOLD AUTHORITY O Roy J. Kasmar

Class I Director

TO REFER THE DETERMINATION OF THE AUDITORS'

FOR ALL NOMINEES

COMPENSATION TO THE BOARD OF DIRECTORS.

FOR ALL EXCEPT

3. PROvIDE A NON-BINDING, ADvISORY vOTE ON OUR

EXECUTIvE COMPENSATION.

(See instructions below)

In their discretion, the proxies are authorized to vote upon such other business

as may properly come before the 2021 Annual General Meeting of

Shareholders. This proxy when properly executed will be voted as directed

herein by the undersigned shareholder. If no direction is made, this proxy

will be voted FOR ALL NOMINEES in Proposal 1 and FOR Proposals 2 and

3.

INSTRUCTIONS:To withhold authority to vote for any individual nominee(s), mark "FOR ALL EXCEPT" and fill in the circle next to each nominee you wish to withhold, as shown here:

To change the address on your account, please check the box at right and			MARK "X" HERE IF YOU PLAN TO ATTEND THE MEETING.
indicate your new address in the address space above. Please note that
changes to the registered name(s) on the account may not be submitted via
this method.

Signature of Shareholder		Date:		Signature of Shareholder		Date:
	Note:	Please sign exactly as your name or names appear on this Proxy. When shares are held jointly, each holder should sign. When	signing as executor, administrator, attorney, trustee or	guardian,	please give full
		title as such. If the signer is a corporation, please sign full corporate name by duly authorized officer, giving full title as such. If signer is a partnership, please sign in partnership name by authorized person.