Market Closed -
Nasdaq
21:00:00 26/06/2024 BST
|
5-day change
|
1st Jan Change
|
4.65
USD
|
+2.20%
|
|
+3.10%
|
-46.67%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
2,219
|
1,829
|
672.9
|
132.7
|
247.3
|
132.5
|
-
|
-
|
Enterprise Value (EV)
1 |
2,196
|
1,735
|
591
|
95.13
|
193.4
|
106.8
|
91.2
|
78.16
|
P/E ratio
|
35.2
x
|
42
x
|
-5.56
x
|
-1.11
x
|
-3.68
x
|
-5.98
x
|
-3.16
x
|
-14.5
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
4.38
x
|
3.14
x
|
1.25
x
|
0.33
x
|
0.55
x
|
0.28
x
|
0.26
x
|
0.24
x
|
EV / Revenue
|
4.34
x
|
2.98
x
|
1.1
x
|
0.23
x
|
0.43
x
|
0.23
x
|
0.18
x
|
0.14
x
|
EV / EBITDA
|
16.5
x
|
20.7
x
|
-26
x
|
-2.28
x
|
13.8
x
|
9.45
x
|
5.26
x
|
-
|
EV / FCF
|
-28.1
x
|
-13.2
x
|
-3.22
x
|
-2.24
x
|
-11.1
x
|
-5.81
x
|
-
|
-
|
FCF Yield
|
-3.56%
|
-7.58%
|
-31%
|
-44.5%
|
-9.03%
|
-17.2%
|
-
|
-
|
Price to Book
|
4.22
x
|
2.19
x
|
0.91
x
|
0.2
x
|
0.41
x
|
0.23
x
|
0.24
x
|
0.25
x
|
Nbr of stocks (in thousands)
|
23,098
|
25,897
|
26,388
|
27,422
|
28,365
|
29,123
|
-
|
-
|
Reference price
2 |
96.08
|
70.61
|
25.50
|
4.840
|
8.720
|
4.550
|
4.550
|
4.550
|
Announcement Date
|
20/02/20
|
18/02/21
|
01/03/22
|
28/02/23
|
27/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
506.2
|
582.8
|
538.2
|
405.4
|
452.9
|
468.5
|
502.5
|
559.1
|
EBITDA
1 |
133.2
|
83.68
|
-22.7
|
-41.67
|
14.06
|
11.3
|
17.33
|
-
|
EBIT
1 |
81.41
|
53.32
|
-125.6
|
-102.7
|
-29.07
|
-28.12
|
-28.53
|
-15.76
|
Operating Margin
|
16.08%
|
9.15%
|
-23.35%
|
-25.34%
|
-6.42%
|
-6%
|
-5.68%
|
-2.82%
|
Earnings before Tax (EBT)
1 |
83.5
|
53.99
|
-124.9
|
-106.4
|
-30.6
|
-23.9
|
-26.13
|
-10.24
|
Net income
1 |
66.89
|
45.45
|
-122.9
|
-119.4
|
-66.52
|
-22.15
|
-44.42
|
-9.484
|
Net margin
|
13.21%
|
7.8%
|
-22.84%
|
-29.46%
|
-14.69%
|
-4.73%
|
-8.84%
|
-1.7%
|
EPS
2 |
2.730
|
1.680
|
-4.590
|
-4.360
|
-2.370
|
-0.7603
|
-1.441
|
-0.3129
|
Free Cash Flow
1 |
-78.13
|
-131.6
|
-183.5
|
-42.38
|
-17.47
|
-18.39
|
-
|
-
|
FCF margin
|
-15.44%
|
-22.58%
|
-34.09%
|
-10.45%
|
-3.86%
|
-3.93%
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20/02/20
|
18/02/21
|
01/03/22
|
28/02/23
|
27/02/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
243.5
|
105.2
|
50.41
|
53.38
|
196.3
|
73.72
|
66.77
|
64.72
|
247.7
|
92.96
|
54.47
|
57.2
|
264.6
|
97.1
|
55.58
|
EBITDA
1 |
28.17
|
-24.83
|
-33.25
|
-33.07
|
49.47
|
-12.66
|
-14.81
|
-28.1
|
69.62
|
-
|
-20.7
|
-32.3
|
66
|
-
|
-
|
EBIT
1 |
-33.63
|
-39.71
|
-45.47
|
-48.27
|
30.74
|
-22.89
|
-26.15
|
-39.4
|
59.37
|
-17.91
|
-30.84
|
-44.76
|
65.39
|
-20.33
|
-33.75
|
Operating Margin
|
-13.81%
|
-37.73%
|
-90.21%
|
-90.43%
|
15.66%
|
-31.05%
|
-39.17%
|
-60.87%
|
23.97%
|
-19.27%
|
-56.61%
|
-78.25%
|
24.72%
|
-20.94%
|
-60.72%
|
Earnings before Tax (EBT)
1 |
-33.39
|
-40.74
|
-46.64
|
-48.92
|
29.9
|
-23.49
|
-26.04
|
-39.53
|
58.47
|
-18.33
|
-27.01
|
-40.8
|
62.24
|
-20.33
|
-29.72
|
Net income
1 |
-39.31
|
-39.96
|
-45.03
|
-47
|
12.57
|
-28.05
|
-32.92
|
-47.24
|
41.69
|
-27.71
|
-25.03
|
-37.81
|
57.68
|
-18.84
|
-27.54
|
Net margin
|
-16.14%
|
-37.97%
|
-89.33%
|
-88.05%
|
6.4%
|
-38.05%
|
-49.3%
|
-73%
|
16.83%
|
-29.81%
|
-45.95%
|
-66.1%
|
21.8%
|
-19.4%
|
-49.55%
|
EPS
2 |
-1.450
|
-1.460
|
-1.650
|
-1.720
|
0.4100
|
-1.010
|
-1.180
|
-1.680
|
1.270
|
-0.9600
|
-1.425
|
-1.725
|
1.275
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
01/03/22
|
03/05/22
|
08/08/22
|
07/11/22
|
28/02/23
|
09/05/23
|
08/08/23
|
08/11/23
|
27/02/24
|
07/05/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
1 |
23.5
|
93.4
|
81.9
|
37.6
|
53.9
|
25.7
|
41.3
|
54.3
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-78.1
|
-132
|
-183
|
-42.4
|
-17.5
|
-18.4
|
-
|
-
|
ROE (net income / shareholders' equity)
|
16.1%
|
6.66%
|
-4.7%
|
-17.1%
|
-10.6%
|
-3.74%
|
-3.84%
|
-1.72%
|
ROA (Net income/ Total Assets)
|
11.3%
|
5.1%
|
-3.41%
|
-10.6%
|
-5.98%
|
-2.07%
|
-2.08%
|
-0.88%
|
Assets
1 |
590.5
|
890.8
|
3,607
|
1,131
|
1,113
|
1,068
|
2,134
|
1,073
|
Book Value Per Share
2 |
22.80
|
32.30
|
28.10
|
23.60
|
21.20
|
19.80
|
18.70
|
18.00
|
Cash Flow per Share
2 |
-2.910
|
-3.990
|
-6.070
|
-0.9800
|
-0.2400
|
-0.4000
|
1.770
|
1.650
|
Capex
1 |
6.64
|
23.8
|
20.9
|
15.5
|
10.8
|
58.3
|
22
|
22
|
Capex / Sales
|
1.31%
|
4.08%
|
3.88%
|
3.83%
|
2.38%
|
12.44%
|
4.38%
|
3.93%
|
Announcement Date
|
20/02/20
|
18/02/21
|
01/03/22
|
28/02/23
|
27/02/24
|
-
|
-
|
-
|
Last Close Price
4.55
USD Average target price
8
USD Spread / Average Target +75.82% Consensus |
1st Jan change
|
Capi.
|
---|
| -46.67% | 133M | | +12.73% | 56.79B | | +9.31% | 26.9B | | +27.38% | 26B | | +9.92% | 7.82B | | +33.87% | 7.02B | | +4.98% | 4.47B | | 0.00% | 3.64B | | +13.69% | 2.45B | | +45.55% | 2.23B |
Insurance Brokers
|