Company ebank Financial Services, Inc.

ebank Financial Services, Inc. is the holding company for ebank (the Bank), which is a federal savings bank. The Bank provides a range of banking, mortgage, and financial products and services to individuals and small businesses. ebank provides a range of financial products and services to its small business and retail customers, including checking accounts, money markets, certificates of deposit (CDs), automated teller machine (ATM), equipment leasing, home loans, commercial loans, credit cards and bill payment services. The Company is primarily focused on traditional community banking. It also offers Internet banking to those customers nationwide who prefer to do their banking online.