Financials Citystate Savings Bank, Inc.

Equities

CSB

PHY1660Y1074

Banks

End-of-day quote Philippines S.E. 23:00:00 30/05/2024 BST 5-day change 1st Jan Change
8.3 PHP -.--% Intraday chart for Citystate Savings Bank, Inc. -4.05% +2.34%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 552.3 849 848 1,277 1,279 1,246
Enterprise Value (EV) 1 -208.9 468.8 508.9 928 1,023 944.2
P/E ratio -18.5 x -36.9 x 906 x 548 x -73.8 x -13.1 x
Yield - - - - - -
Capitalization / Revenue 1.95 x 3 x 3.1 x 4.21 x 3.75 x 3.92 x
EV / Revenue -0.74 x 1.66 x 1.86 x 3.06 x 3 x 2.97 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.12 x 1.34 x 1.59 x 1.1 x 1.13 x 1.24 x
Nbr of stocks (in thousands) 72,765 100,000 100,000 150,600 150,600 153,600
Reference price 2 7.590 8.490 8.480 8.480 8.490 8.110
Announcement Date 08/05/19 29/07/20 22/04/21 17/05/22 02/05/23 02/05/24
1PHP in Million2PHP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 283.1 282.6 273.3 303.1 341.4 317.9
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -31.38 -18.25 13.31 11.36 -13.1 -94.68
Net income 1 -41.13 -22.74 0.9365 1.679 -17.32 -96.42
Net margin -14.53% -8.05% 0.34% 0.55% -5.07% -30.34%
EPS 2 -0.4113 -0.2300 0.009364 0.0155 -0.1150 -0.6200
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 08/05/19 29/07/20 22/04/21 17/05/22 02/05/23 02/05/24
1PHP in Million2PHP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 761 380 339 349 255 302
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -6% -3.52% 0.16% 0.19% -1.51% -8.48%
ROA (Net income/ Total Assets) -1.03% -0.58% 0.02% 0.03% -0.35% -1.82%
Assets 1 3,988 3,946 4,502 5,025 4,999 5,308
Book Value Per Share 2 6.770 6.360 5.350 7.700 7.500 6.570
Cash Flow per Share 2 5.020 3.150 0.5000 1.390 1.450 0.3900
Capex 1 15 6.13 6.13 8.49 9.57 48.5
Capex / Sales 5.29% 2.17% 2.24% 2.8% 2.8% 15.25%
Announcement Date 08/05/19 29/07/20 22/04/21 17/05/22 02/05/23 02/05/24
1PHP in Million2PHP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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