TCF Financial Corporation announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2013. For the quarter, the company reported net interest income of $201,862,000 against $201,063,000 a year ago. Income before income tax expense was $64,013,000 against $38,631,000 a year ago. Net income available to common stockholders was $35,148,000 or $0.22 per diluted share against $23,551,000 or $0.15 per diluted share a year ago. Return on average assets was 0.90% against 0.63% a year ago. Return on average common equity was 8.39% against 5.93% a year ago.

For the full year, the company reported net interest income of $802,624,000 against $780,019,000 a year ago. Income before income tax expense was $243,045,000 against loss before income tax expense of $339,555,000 a year ago. Net income available to common stockholders was $132,603,000 or $0.82 per diluted share against net loss available to common stockholders of $218,490,000 or $1.37 per diluted share a year ago.

The company's net charge-offs were $30.1 million for the fourth quarter of 2013, an increase of $2.5 million from the third quarter of 2013 and a decrease of $15.4 million from the fourth quarter of 2012. The increase from September 30, 2013 was primarily driven by a charge-off on one large commercial loan reserved for in a previous quarter.