Financials Bay Community Bancorp

Equities

CBOBA

US0722051077

Delayed OTC Markets 18:54:14 25/06/2024 BST 5-day change 1st Jan Change
12.9 USD 0.00% Intraday chart for Bay Community Bancorp +0.78% +67.53%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 45.15 59.03 50.98 64.26 78.54 67.54
Enterprise Value (EV) 1 45.15 30.23 -7.898 6.125 102.7 150.1
P/E ratio 21.3 x 15.7 x 10.6 x 8.9 x 10.1 x 8.28 x
Yield - - - 2.19% 2% 2.6%
Capitalization / Revenue 3 x 3.23 x 2.6 x 2.44 x 2.55 x 1.9 x
EV / Revenue 3 x 3.23 x 2.6 x 2.44 x 2.55 x 1.9 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book - 1.12 x 0.83 x 0.95 x 1.2 x 0.9 x
Nbr of stocks (in thousands) 6,640 8,188 8,714 8,802 8,727 8,771
Reference price 2 6.800 7.210 5.850 7.300 9.000 7.700
Announcement Date 01/04/19 31/03/20 31/03/21 28/03/22 01/06/23 16/05/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 15.06 18.3 19.64 26.32 30.83 35.54
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 4.162 5.952 7.049 10.55 11.44 11.59
Net income 1 2.827 4.073 4.887 7.413 8.061 8.234
Net margin 18.78% 22.25% 24.88% 28.17% 26.14% 23.17%
EPS 2 0.3200 0.4600 0.5500 0.8200 0.8900 0.9300
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - 0.1600 0.1800 0.2000
Announcement Date 01/04/19 31/03/20 31/03/21 28/03/22 01/06/23 16/05/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt - - - - 24.2 82.6
Net Cash position - 28.8 58.9 58.1 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.31% 7.85% 8.3% 11.4% 6.38% 4.36%
ROA (Net income/ Total Assets) - 0.92% 0.87% 1.1% 0.96% 0.85%
Assets 1 - 442.3 564 674.8 842.7 972.5
Book Value Per Share - 6.430 7.030 7.670 7.500 8.560
Cash Flow per Share - 6.190 9.860 9.240 4.580 5.800
Capex 1 0.07 1.23 0.62 0.04 0.12 0.45
Capex / Sales 0.49% 6.72% 3.16% 0.15% 0.4% 1.27%
Announcement Date 01/04/19 31/03/20 31/03/21 28/03/22 01/06/23 16/05/24
1USD in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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