Bank of Ayudhya Public Company Limited announced unaudited consolidated earnings results for the fourth quarter and full year and company earnings results for the full year ended September 30, 2016. For the year, on consolidated basis, the company reported net profit attributable to owners of the bank of THB 21,404,034,000 or THB 2.91 per basic share compared to THB 18,634,185,000 or THB 2.54 per basic share a year ago. Interest income, net was THB 61,976,697,000 compared to THB 56,350,344,000 a year ago. Total operating income was THB 91,486,799,000 compared to THB 82,773,082,000 a year ago. Profit from operating before income tax expense was THB 27,092,284,000 compared to THB 23,640,119,000 a year ago. The increase in net profit was attributed to substantially higher net income, driven by loan growth and the improvement in funding cost. Book value per share was THB 28.38 against THB 25.93 a year ago. For the quarter, on consolidated basis, the company reported net profit increased THB 49 million, or 1.0%, year on year driven by higher net interest income and net fees and service income. Interest income, net was THB 16,151,000 compared to THB 14,638,000 a year ago. Pre-provision operating profit was THB 11,782,000 compared to THB 11,302,000 a year ago. Net profit attributable to owners of the bank was THB 5,156,000 or THB 0.70 per share compared to THB 5,107,000 or THB 0.69 per share a year ago. Net interest income increased THB 573 million or 3.7% on a quarter on quarter basis driven by higher interest on loans. For the year, on company basis, the company reported net profit attributable to owners of the bank of THB 15,731,447,000 or THB 2.14 per basic share compared to THB 14,140,055,000 or THB 1.93 per basic share a year ago. Interest income, net was THB 36,785,034,000 compared to THB 32,789,279,000 a year ago. Total operating income was THB 59,105,418,000 compared to THB 51,897,692,000 a year ago. Profit from operating before income tax expense was THB 18,007,074,000 compared to THB 16,346,855,000 a year ago.