First National Financial Corporation : Announces January Dividend Payment – January 15, 2013

For Immediate Release

NOT FOR DISTRIBUTION TO U.S. NEWS WIRE SERVICES OR FOR DISSEMINATION IN THE U.S.

FIRST NATIONAL FINANCIAL CORPORATION ANNOUNCES JANUARY DIVIDEND PAYMENT Toronto, Ontario, January 15, 2013 - First National Financial Corporation (TSX: FN) (the "Company") today announced its monthly dividend payment of $0.108334 per common share for the period January 1 to January 31, 2013. The dividend will be payable on February 15, 2013 to shareholders of record at the close of business on January 31,

2013.

About First National Financial Corporation

First National Financial Corporation (TSX: FN) is the parent company of First National Financial LP, a Canadian-based originator, underwriter and servicer of predominantly prime residential (single-family and multi-unit) and commercial mortgages. With almost
$66 billion in mortgages under administration, First National is Canada's largest non-bank originator and underwriter of mortgages and is among the top three in market share in the mortgage broker distribution channel. For more information, please visit www.firstnational.ca.
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For further information:

Robert Inglis
Chief Financial Officer
First National Financial Corporation
Tel: [phone]
Email: [e-mail]
Steve Wallace
Vice President
Barnes Communications Inc. Tel: [phone]
Email: [e-mail]