Date: January 15, 2020

FOR IMMEDIATE RELEASE:

CONTACT:

Trent B. Troyer, President & CEO 330-364-7777 or trent@firstfed.com

Greg Dorris, Senior VP & Chief Financial Officer 330-364-7777 or gdorris@firstfed.com

FFD FINANCIAL DECLARES

QUARTERLY DIVIDEND

Dover, Ohio: FFD FINANCIAL CORPORATION (OTC Markets: FFDF) announced that the Board of Directors declared a dividend of forty seven and a half cents ($0.475) per share to shareholders of record on January 31, 2020, payable on February 14, 2020. The rate of $0.475 per share represents an increase of seven and a half cents ($0.075, or 19%, over the dividend paid for the same period the prior year and represents an approximate 2.68% annualized dividend yield based on the most recent closing share price of $71.00.

FFD Financial Corporation is a bank holding company for First Federal Community Bank, National Association. First Federal Community Bank has full service offices in Dover, on the Boulevard in Dover, New Philadelphia, Uhrichsville, Sugarcreek, Berlin, and Mt. Hope. First Federal continues to maintain a Bauer Financial 5-Star Superior rating, denoting the highest level of strength, safety, and performance. The Corporation maintains an interactive web site at www. firstfed.com.

321 N. Wooster Avenue, Post Office Box 38

Dover, OH 44622

330-364-7777 www. firstfed.com

Stock Symbol: FFDF

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FFD Financial Corporation published this content on 15 January 2020 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 15 January 2020 20:17:03 UTC