Rufat Ismayilov

Access Microfinance Holding AG (AccessHolding) is the commercial microfinance subsidiary of LFS Financial Systems GmbH headquartered in Germany. The firm, established in 2006 by an international group of private and public investors, aims to construct a network of microfinance institutions (MFIs) worldwide, providing their investee banks with growth capital, holding services and technical assistance. Located in Berlin, AccessHolding establishes new MFIs together with other partners, and transforms existing non-bank microlending institutions into full-service microfinance banks.

LFS Advisory GmbH provides advisory and management consulting services. It specializes in banking and financial sector projects in developing and transition countries. The firms particular focus is on micro, small and medium enterprise (MSME) finance. The company was founded by Bernd Zattler in 1997 and is headquartered in Berlin, Germany.

AccessBank Tajikistan CJSC provides micro-loans, rural finance and money transfer services. It offers small loans, savings and deposit products and credit cards. The company was founded on April 7, 2010 and is headquartered in Dushanbe, Tajikistan.

JPMorgan Securities Plc is a brokerage firm headquartered in London, UK. The firm was founded in 1992 and is a wholly-owned subsidiary of JP Morgan Capital Holdings Ltd., ultimately owned by JPMorgan Chase & Co. (NYSE: JPM) in the US. JPMorgan Securities provides market research, proprietary pricing data and analytics, and trade execution across multiple asset classes such as credit, equities and FX. They help institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.

ACLEDA Bank Lao Ltd. provides commercial banking services. It offers savings, current, fixed deposit and individual retirement account, small and ,medium business loan, overdraft, payroll service, foreign exchange, documentary collection and local funds and international funds transfers services. The company was founded in May 2008 and is headquartered in Vientiane, Laos.

Bank Gospodarstwa Krajowego SA provides state-owned bank supporting public finance activities. It also offers commercial banking and depository services and products, specializing in servicing and financing enterprises and local government entities. It also funds government projects, such as highway construction. The company was founded in 1924 and is headquartered in Warsaw, Poland.

United International Bank NV provides banking services. The private company is based in Willemstad, Netherlands.

Part of Powszechny Zaklad Ubezpieczen SA, PZU SA is the biggest financial institution in Central and Eastern Europe. The company is based in Warsaw, Poland, and its subsidiaries play an important role in markets in Ukraine, Lithuania, and Latvia. PZU has been listed on the Warsaw Stock Exchange since 2010 and is one of the large cap blue chips offering the highest amount of liquidity from its floatation. The Polish company's traditions date back to 1803, when the first insurance company was established in Poland. The PZU Group has consolidated assets totaling 90 billion euros and serves 22 million clients in five countries, offering products and services to retail clients, small and medium enterprises, and business entities. The CEO of the company is Beata Kozlowska-Chyla.

AccessBank Liberia Ltd. operates as a microfinance institution which provides commercial banking services. It offers account operations such as cash deposits, withdrawals and cheques are among the standard services. The firm also plans to introduce international money transfer and remittance services. The company was founded on January 20, 2009 and is headquartered in Monrovia, Liberia.

AccessBank Tanzania Ltd. provides commercial banking services. It offers current, saving, savings plan, and student accounts; fixed term deposits and money transfers; and micro and SME loans. The firm provides microfinance services to micro, small and medium-sized and the general lower and middle income clients. The company was founded in November 2007 and is headquartered in Dar es Salaam, Tanzania.

KazMicroFinance LLC operates as a microfinance bank. It is a non-banking financial institution that offers training as well as individual and group loans across Kazakhstan. The firm’s services include group loan program, individual loan program and for clients with active loans. The company was founded in 1996 and is headquartered in Almaty, Kazakhstan.

Lviv Bank PJSC provides retail and corporate banking services. It offers account opening and maintenance, debit and credit cards, deposits and loans, money transfers, safekeeping of valuables, payroll projects, issue of guarantees, trade finance, foreign exchange, as well as settlement and cash operations. The company was founded on October 17, 1990 and is headquartered in Lviv, Ukraine.

3 Banka a.d. Novi Sad provides banking services. The private company is based in Novi Sad, Serbia. The company was founded in 2002. The CEO is Vladimir Vukotic.

Banca Intesa CJSC provides retail-banking services. It offers services to all customer segments from retail to large corporate and the main activities of the bank are SME financing and corporate lending. The firm's services include mortgage & consumer loans, deposits and payments services including premium-level programs with international bankcards and modern technologies of electronic remote services. Banca Intesa was founded in 1992 and is headquartered in Moscow, Russia.

Kompanion Financial Group CJS MFO operates as a microfinance bank. The firm provides financial solutions to underserved markets and individuals throughout Kyrgyzstan, with a particular focus on rural and remote populations. It offers solidarity group, individual unsecured, individual secured, mortgage, and education loans. The firm also provides horticultural development and collaborative development initiative programs. The company was founded in October 2004 and is headquartered in Bishkek, Kyrgyzstan.

Eskhata Bank OJSC provides commercial banking and financial services. It offers collection and cash transaction services, loan disbursements, trade financing, and savings products. It also provides services to the entrepreneurs and commercial organizations. The company was founded in 1993 and is headquartered in Khujand, Tajikistan

Hamkorbank OJSC provides commercial bank services in Uzbekistan. The company was founded in 1991 and is headquartered in Andijan, Uzbekistan.

Bank Respublika JSC provides banking products and services to individual and corporate clients. It banking segment offers private banking services, including private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages. It also provides other banking services, including cash and settlement services, plastic cards, money transfers, payments, Internet banking, online loan payments, safekeeping boxes and insurance and reinsurance services. Bank Respublika was founded on May 22, 1992 and is headquartered in Baku, Azerbaijan.